Kuda Bank USSD Code to Check Balance, buy Airtime, Loan & Transfer

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If you need Kuda Bank ussd code to check balance, buy Airtime, transfer money, get loan or open an account, this post is for you.

Kuda Bank is an online financial service provider that provides banking services to Nigerians like those provided by Nigeria’s traditional banks.

But, like these other traditional banks, does Kuda Bank have a USSD code as well? This question will be answered directly in this post.

Kuda USSD Code to Check Balance

To check your account balance on Kuda Bank, you can use the Kuda Bank USSD code. Just dial *982# on your phone’s keypad and follow the on-screen instructions.

Alternatively, you can also check your account balance by logging into the Kuda Bank app or by visiting their website.

USDD Code for Transfer

To transfer money from kuda or to Kuda you can always use the respective sending bank app. But if you wish to perform the transaction via ussd code then so be it. The following will put you through.

From kuda to another bank

Now you can transfer from kuda to any bank in Nigeria using ussd code. To dk this dial *982*1# and follow the instructions that follow.

Transfer from other banks to Kuda

Kuda has also collaborated with other significant financial institutions in Nigeria, including GTBank, First Bank, Zenith Bank, Wema Bank, and others, to support its online and offline banking activities.

So, in addition to making use of these normal banks’ mobile apps, you may transfer money from these other banks to your Kuda bank account by using their official ussd codes.

You may use USSD to transfer money from the following other banks to your Kuda account.

  • First Bank: Using FirstBank official ussd code, dial *894*amount you’re sending*kuda bank account no#. Press send and follow the prompts.
  • GT Bank: using GTB code, dial *737*50*amount*416#. Then type your Acc No on the box provided. Enter your 737 security pin yo confirm and authenticate the transaction.
  • Wema Bank: Using wema Bank ussd code, dial *945# and press send. Select ‘Send Money’, then then from the available options, choose ‘Other Banks’. After that, input your KudaBank account No. Next select ‘Kuda MFB’ from the options provided. Follow the rest of the prompt till the transfer is completed.
  • Zenith Bank: Using Zenith bank code, dial *966*amount to send*account number#and press send. From the provided options choose ‘Other Bank’. Next, select ‘Kuda Bank’ and follow the prompts.

Kuda Bank ussd code for loan

Getting a loan from kuda app is easy and straightforward. You can use the kuda app or their ussd code.

Using the app is straight forward, just download the app from play store and sign up for an account.

To access kuda loan, do a quick dial of the following kuda loan code *982*2# and follow the on screen prompt.

Read this: Palmpay USSD Code to transfer, check balance & for airtime purchase

To create an account

Do you need Kuda bank USSD code to create an account? If you don’t have a phone that can use Kuda app and you want to open an account regrettably you cannot do so at this moment because you can only do that on the Kuda app.

Keep in mind that there are registration requirements before you begin the Kuda Bank account opening procedure.

  • You must be a Nigerian citizen or at least live in Nigeria
  • You must be at least 18 years old or above
  • Have a smartphone that supports the Kuda mobile app (Android or iOS).
  • Have an active email and phone number

KudaBank provides two types of accounts which are basic account type and full KYC type.

For the basic account type, you’ll need to provide your full name, phone number and BVN.

For the full KYC unrestricted account type, you’ll need to provide your full name, phone number, BVN, National ID Card or any other equivalent.

The Full KYC account has an advantage over the Basic account in that there are no limits on account balances or maximum single deposits.

Kuda USSD Code to Buy Airtime

Currently, Kuda Bank does not have a USSD code to check your account balance or buy airtime. However, they are working on adding this feature in the future. In the meantime, you can buy airtime by using the Kuda Bank app or by visiting their website.

You can always recharge your phone with airtime or check your account balance through the Kuda app. It’s pretty simple and straightforward in few steps. Just make sure you have a working internet and you’re set.


In conclusion, Kuda Bank offers a convenient way to manage your finances with their USSD codes. With these codes, you can check your account balance, transfer money, and buy airtime.

Remember always to protect your account information and never share your personal details with anyone to ensure your account’s security.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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