Lifeline Loan – App Download, Customer Care Number, Is it Legit?

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Lifeline loan offers quick online lending services to Nigerians without much requirements or any collateral.

With a simple and easy-to-use app, customers can apply for loans of up to 300,000 naira in just a few minutes.

In this review, we will explore the features of Lifeline Loan app, the application process, eligibility requirements, the legitimacy of the platform and how to contact lifeline customer care.

What is Lifeline Loan?

Lifeline Loan is a safe loan app available exclusively for Nigerian residents. This online platform offers personal loans without the need for collateral.

The process of borrowing money through Lifeline Loan is straightforward. The app utilizes the data on your phone, such as device information, to verify your identity and approve your loan request. This quick and convenient method eliminates the hassle of providing physical collateral.

Lifeline Loan Interest Rates

Lifeline Loan offers a maximum Annual Percentage Rate (APR) of 20%. Additionally, a service fee ranging from 0.1% to 0.35% per day is applicable.

To illustrate the costs associated with a Lifeline loan, let’s consider an example. Suppose you borrow 20,000 naira with a 150-day loan period.

The total service fee for this loan would be N20,000 * 0.14% = N28. The total interest charged would be N20,000 * 8.2% = N1640.

Therefore, the total amount due at the end of the loan period would be N20,000 + N28 + N1640 = N21,668.

It’s worth noting that these fees and interest rates are subject to change, and customers should carefully read the terms and conditions before proceeding with a loan transaction.

Lifeline Loan Requirements

To be eligible for a Lifeline Loan, the following requirements must be met:

  1. Minimum age of 18 years old.
  2. Bank Verification Number (BVN).
  3. Source of income.
  4. Bank account.

How to Apply for Lifeline Loan

Applying for a Lifeline Loan is a simple process. Here are the steps to follow:

  1. Download the Lifeline Loan app from the official Play Store. Avoid downloading loan apps from unofficial app stores to ensure security.
  2. Sign up using your active phone number or email account.
  3. Create and complete your profile within the app.
  4. Request a loan and wait for the money to be credited to your bank account.

Lifeline Loan App Download

To download the Lifeline Loan app, visit the official Play Store and search for “Lifeline Loan.” It is crucial to be cautious when downloading loan apps and ensure that they are obtained from legitimate sources.

Downloading apps from unofficial app stores may pose security risks to your personal information.

How to Contact Lifeline Loan Customer Care

If you have any inquiries or require assistance, you can reach out to Lifeline Loan customer care through the following contact details:

  • Email:
  • Call: 09049008610
  • Address: 77 Awolowo Way, Ikeja, Lagos.

If contact details are not readily available, you can try contacting Lifeline Loan customer care within the app itself for further support.

Is Lifeline Loan Legit?

While Lifeline Loan offers convenient loan services, it is worth noting that some users have experienced issues with loan disbursement, repayment challenges, and bugs within the app. Make sure to weigh the pros and cons and proceed at your own discretion.

When considering the legitimacy of any lending platform, it is important to understand that companies can change over time. It is advisable to exercise caution and conduct thorough research before engaging with any loan provider.


Lifeline Loan provides a seamless online lending platform for individuals in Nigeria to access personal loans without collateral.

With a credit limit ranging from ₦3,000 to ₦300,000 and flexible repayment periods of 91 to 365 days, Lifeline Loan offers borrowers the convenience they need.

Remember to verify the interest rate associated with any loan offer, fulfill the necessary requirements, and ensure the legitimacy of the platform. In case of any queries or concerns, feel free to reach out to Lifeline Loan customer care for assistance.








Lifeline loan is a fast and secure online lending platform that provides Nigerians with access to credit when they need it.

With reasonable fees and interest rates, eligible customers can apply for loans of up to 300,000 naira and receive the funds in just a few minutes.

As with any loan, it’s essential to carefully read the terms and conditions and understand the costs associated with borrowing

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Good morning….29th of October,I credited a loan repayment that was disbursed same day to lifeline loan amount of 16,151 naira cos I returned same day,interest was supposed to be nil off. But unfortunately the transfer entered twice. The cso handling my matters said I should go to the bank. The bank told me after 2 weeks that the two transactions were successful…pls I need my 16,151 sent back to me since you guys received it twice. This is so unfair to hold my money for long

  2. Pls i repaid the loan i collected from you people since on the 9th of September and this morning, one of your agents are still sending me messages of not yet paid loan,and up till noe the amount has not be cleared on the app, i have my receipt of payment,pls attend to this urgently

  3. My name is Obinma Daniel, i need to return the 14,000 you guys disbursed to me last night cause I’m o longer interested. Your interest rate is so outrageous and I cannot meet up with payment. So I need to send back the money asap.
    My contact number is 080×2955

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