Easy Credit Loan Nigeria – USSD code, interest rate, repayment

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Easy Credit Loan Nigeria is one of the leading provider of personal finance services in Nigeria. If you’re looking for a quick way to get instant cash for your urgent need, this post is for you.

In this post, you will find information about Easycredit loan Ussd code, how to make repayment, interest rate, frequently asked questions.

With Easy Credit code, you can access instant cash online from the comfort of your home. All you need is a working phone and internet.

It comes with Lending amount from 3,000 naira to 100,000 naira and lending term of 91 days (3 months) to 365 days (1 year).

Read this: Carbon (Paylater) USSD Code for loan, interest rate and repayment

How to borrow money from Easy Credit

  • Step 1: Go to the Google Play store and Install the EasyCredit App on your phone
  • Step 2: lunch the app and sign up. Make sure you provide accurate information during sign up process
  • Do some necessary settings and add your bank account details
  • Apply for loan
  • Wait for approval. Usually takes only few minutes
  • Withdraw your money into your bank account


You may want to access easy credit loan via USSD code. The code is *572#. You can dial this on your phone to borrow money.

If you have issues with this code, you can simply use the app to get the job done without any stress.


  • No paperwork or office access required
  • No collateral required
  • Use your money the way you want, either for a home or business
  • 24 hours availability, every day of the week.


  • Nigeria Resident.l
  • 20 to 60 years old
  • Monthly income source
  • Business owners
  • Salary earners

EasyCredit Interest rate

Easy Credit Interest rate can start from 3 percent to 10 percent of the principal loan depending on your credit score and other factors.

In addition, you will be required to pay a one time processing fee.

For instance, if you take out a 91-day loan of N 3,000. EasyCredit charges a 3.1% interest rate and a 9.1% processing fee.

Read this: Soft Naira loan code, interest rate and repayment options

There will be a 93 naira interest charge and a processing fee of 273 naira. N3,366 is the total amount to repay.


How do I pay back an EasyCredit loan?

To repay your loan, simply follow these simple steps:

1. First, launch the app and sign in to your account.

2. Next, go to “My Loan” and choose one of your loans.

3. Then, tap “Repay in Advance” and double-check that all of your information is correct before clicking “Repay Now.”

Finally, choose your repayment method and click “Repay now” to finish repaying your loan.

Easy Credit Loan FAQ

What are the advantages of using easy credit loan app?

There is no paperwork, mortgage, or even office access required to obtain your loan through this platform. You also have the flexibility to use your loan for personal or business purposes.

How much money can I get from EasyCredit?

You can borrow any amount of money from 2000 Naira to 500,000 Naira from easy credit. Essentially, if you repay your loan on time, the amount you can borrow will increase.

Read this: Migo loan code, repayment, extension & customer care number

For example, if you borrow 2,000 Naira and pay it back on time, you will be able to borrow a larger amount the next time.

What makes Easy credit a good option?

There is no paperwork, mortgage, or even office access required to obtain your loan through easy credit.

You also have the flexibility to use your loan for personal or business purposes. Their loan services are available 24 hours a day, seven days a week.

What happens if I do not repay my loan?

If you do not repay your loan on time, your credit history will be affected negatively. You may also be unable to request another loan. In addition, after the due date, your loan will automatically incur a 2% per day fee.

How long does the EasyCredit loan repayment period last?

Essentially, easy credit loan allows you up to three to twelve months to repay your debt. It is primarily determined by the initial agreement you made when applying for the loan.

Is easy credit loan legit or approved by CBN?

A lot of loan that operates in Nigeria aren’t approved by CBN. Easy credit could be one of them. However, that doesn’t mean they’re not legit or people don’t get loan from them.

You can read easy credit loan reviews from play store and see what other users are saying about them.

Be sure to do your research well, read their terms and conditions, find their interest rates and, make your conclusions well before using their loan services.

Customer Care, whatsapp, phone number, address

  • WhatsApp: 2349121807745
  • Hotline, Phone number: 09087614188
  • Email address: help.easycredit@gmail.com
  • Office Address: 20, Opebi road, Ikeja, Lagos, Nigeria.

Read this: How to borrow money from Palmpay

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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