Soft Naira loan code, interest rate and repayment options

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Soft Naira loan is a good option when you run out of cash. SoftNaira is an app that helps you apply a personal loan, in case there is any urgent needs. It pursue the best experience of mobile personal loans for Nigerians.

All loan applications, accounting to Soft Naira, are approved and sanctioned by CBN(Central Bank of Nigeria) and communicated upfront during Loan application.

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SoftNaira Loans ranges from #40,000 to 800,000 naira with terms from 91-180 days. Interest rate starts from 15% – 36% with an equivalent monthly interest of 1.25% – 3% and APR of 15%-36%.

– Example:

If you choose a 91-day loan and borrow N50,000, the interest rate is 2% per month and the interest rate is 6%, Soft Naira would charge you #3000 as interest of 91-day repayment period. So the total amount of repayment is #5,3000.

Tanwii Credit Services (P) Ltd is a Systemically Important Microcredit Company within the group companies carrying the Soft Naira brand.

Why Soft Naira?

  • No paper works/documents
  • No collateral or guarantors
  • No hidden fees

How to get SoftNaira loan

  1. Install Soft Naira app from play store
  2. Sign up for an account
  3. Request for a loan
  4. Wait for approval
  5. Loan disburse after Approval
  6. Withdraw money to your bank account

Loan Eligibility

1. Nigeria Resident

2. 20-60 years old

3.Monthly income

SoftNaira Contacts

Company name: Tanwii Credit Services (P) Ltd


Phone number : 08056294848

Company Address: Plot 7 Abuloma Rd, Okuruama 500101, Port Harcourt, nigeria

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App info on Google play

Current Version: 1.1

Updated on: Jul 27, 2022

Number of times Downloaded: 10,000+ downloads

Download size: 11.21 MB

Required OS: Android 5.1 and up

Offered by: Tanwii Credit Services (P) Ltd

Released on: July 27, 2022

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  1. Good evening sir , this so loan company customer agent don’t have manner on how to talk to someone, a sister of my borrow money from the app and because she have not pay back full . The agent have to call my father calling him name insult him and my family . Please I want to know something is it my father that borrow the money or it my family that borrow the money . I have proof of the voice note and the chat he send to me

    1. Ikechukwu Celestine please tell your sister to pay her loan, your so call voice record is of no used, that was not the aggreament. Thanks…

  2. Ikechukwu Celestine please tell your sister to pay her loan, your so call voice record is of no used, that was not the aggreament. Thanks…

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