List of Opay ussd code for transfer, OTP, Data, & airtime

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This article will show you everything you need to know about Opay OTP, Opay ussd code for transfer, to buy airtime or data from GLO, Airtel, MTN, and other networks, and more.

The fintech company, Opay has unveiled a code that can be used to send money and purchase airtime and data without an internet connection.

This article will show you how to send money and buy data using Opay USSD code. All users can now do their banking transactions even without using mobile internet services.

In this article, you will also find more details about

  • Opay code for OTP
  • USSD for Glo, MTN, 9mobile and Airtel
  • Code for transfer

Here is more info about getting loan from opay that you might be interested in

List of all OPay codes?

As at 2023, the new Opay USSD code that you can use for all transactions like airtime recharge, money transfer or buying data is *955#. Below is the full list of all Opay codes

Opay services USSD Codes
Transfer money from Opay to another Opay Account *955*1*Amount*Opay Account Number#
Transfer money from Opay to another Bank Account *955*2*Amount*Account Number#
Buy Airtime for  your Number associated with Opay *955*3*Amount#
Buy Airtime for Other Numbers *955*3*Amount*Your Phone Number#
Buy Mobile Data *955*4*Your Phone Number#
Get OTP for transactions *955*010#
Fund Betting sites *955*5#
Pay for Electricity *955*6#
Check Your Opay Account Balance *955*0#
To Activate Your ATM Card *955*03121#

You can perform many banking transactions using this code even without having internet or data. You will need opay otp for authentication and security though.

Some of the things you can do with this code include:

  • Check account balance
  • Buy airtime and data
  • Do TV subscriptions
  • Pay Nepa bills
  • Etc

How to send money on opay with ussd code

Follow the steps below to transfer funds from your OPay account using code on any phone

  • Step 1: from the phone you registered with opay, dial *955#
  • Step 2: pick option 1
  • Step 3: type the account number or phone number (of another OPay customer) that you are sending money to
  • Step 4: Type the amount you want to send
  • Step 5: type your OPay security pin
  • You may be required to input opay otp. in this case the otp will be sent to your registered number

Using opay Ussd code for airtime purchase

If you want to buy airtime from your OPay balance, follow the steps below

  1. Using your registered phone number with Opay, dial *955#
  2. Select option 2
  3. Type the receiver’s phone number
  4. Typed how much airtime you’re buying
  5. Finally, type your OPay OTP
See also  Palmpay USSD Code to transfer, check balance & for airtime purchase

Fund betting account

The above process also stands for funding your betting account with Opay code. Follow the steps given below to achieve this

  • With your OPay phone, dial *955#
  • Select the 4th option
  • Choose your betting company name
  • Type your account betting ID
  • Type how much you’re funding the account with
  • Type your OPay OTP

Withdraw money

To withdraw your fund using opay ussd code, follow the given steps below

  • Pick you phone and dial *955#. Make sure you do this with the number you registered with Opay
  • Select 3
  • Input the POS agent’s Opay phone number
  • Type the amount you’re withdrawing and don’t forget to include the withdrawal fee
  • Type your Opay OTP

Opay ussd transfer code vs opay app, which one is better?

We know that we can make various transactions using the Opay app. The application is very simple, but USSD to Opay is more suitable for various transactions.

The Opay code does not require the use of data, but the use of data is necessary to use the Opay app. Also, data is required to download the app.

See also  What is Electronic Money Transfer Levy in Nigeria Banks?

The ussd code feature is faster and more reliable as it can be used for all dataless transactions. It works with all types of phones, even regular phones, as the transaction only requires a phone number registered with Opay.

If you don’t have enough airtime, you can use the Opay code for airtime top-up of your line.

See also  Palmpay Cheat, Free Money – New Way to get Massive Awoof offer


Here are some frequently asked questions about Opay ussd code that can answer some of your queries:

What is opay otp ussed for?

Like all fintechs and banks, Opay OTP is used for security purposes. It is meant to secure your account from unauthorized transactions. Opay will send an OTP to your registered phone number and ask you to authorize your transaction.

Does opay have ussd code?

Opay has USSD code that can be used to perform all the available banking transactions in the app. The code is *955#.

You can use this code for many banking transactions including fund transfers, airtime purchase, mobile data purchase, check account balance, etc.

How to use opay ussd code?

To use the OPay USSD code, simply dial *955# from any of your mobile phones and follow the on screen instructions. You will see a list of options that you can follow to perform your desired transaction.

How to fund opay with ussd?

If you want to fund your OPay account using the Ussd code, you can do so using *955#. Just dial this code and you will see the option to fund your OPay wallet.


With the introduction of the Opay code for otp, You can make all kinds of transactions with even without a network, so you don’t have to rely on network flows.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. My account was blocked because of a transaction with FCMB bank on November 12th 2022 fcmb is my account opay is my account I want help with my account to unfreeze please

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