Opay ussd code for money transfer, OTP & airtime purchase 2022

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This article will show you all everything about Opay ussd code for otp, to buy airtime or data from GLO, Airtel and other networks, for money transfer airtime purchase and more.


The fintech company, Opay has unveiled a code that can be used to send money and purchase airtime and data without an internet connection.

This article will show you how to send money and buy data using USSD code. All users can now do their banking transactions even without using mobile internet services.

In this article you will also find more details about

  • Opay code for OTP
  • USSD for glo and airtel
  • Code for transfer

Here is more info about getting loan from opay that you might be interested in

What is OPay USSD code?

For all transactions as at 2022, the Opay USSD code is *955#. This code can be used for airtime recharge, make money transfer or buy data.

You can perform many banking transactions using this code even without having internet or data.

Some of the things you can do with this code include:

  • Check account balance
  • Buy airtime and data
  • Do TV subscriptions
  • Pay Nepa bills
  • Etc

How to send money on opay with ussd code

Follow the steps below to transfer funds from your OPay account using code on any phone

  • Step 1: from the phone you registered with opay, dial *955#
  • Step 2: pick option 1
  • Step 3: type the account number or phone number (of another OPay customer) that you are sending money to
  • Step 4: Type the amount you want to send
  • Step 5: type your OPay security pin
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Using opay Ussd code for airtime purchase

If you want to buy airtime from your OPay balance, follow the steps below

  1. Using your registered phone number with Opay, dial *955#
  2. Select option 2
  3. Type the receiver phone number
  4. Typed how much airtime you’re buying
  5. Finally, type your OPay security pin

Fund betting account

The above process also stands for funding your betting account with Opay code. Follow the steps given below to achieve this

  • With your OPay phone, dial *955#
  • Select the 4th option
  • Choose your betting company name
  • Type your account betting ID
  • Type how much you’re funding the account with
  • Type your OPay security pin

Withdraw money

To withdraw your fund using opay ussd code, follow the given steps below

  • Pick you phone and dial *955#. Make sure you do this with the number you registered with Opay
  • Select 3
  • Input the POS agent’s Opay phone number
  • Type the amount you’re withdrawing and don’t forget to include the withdrawal fee
  • Type your security pin

Opay ussd transfer code vs opay app, which one is better?

We know that we can make various transactions using the Opay app. The application is very simple, but USSD to Opay is more suitable for various transactions.

The Opay code does not require the use of data, but the use of data is necessary to use the Opay app. Also, data is required to download the app.

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The ussd code feature is faster and more reliable as it can be used for all dataless transactions. It works with all types of phones, even regular phones, as the transaction only requires a phone number registered with Opay.

If you don’t have enough airtime, you can use the Opay code for airtime top up of your line.


Here are some frequently asked questions about Opay ussd code that can answer some of your queries:

Does opay have ussd code?

Opay has USSD code that can be used to perform all the available banking transactions in the app. The code is *955#.

You can use this code for many banking transactions including fund transfers, airtime purchase, mobile data purchase, check account balance, etc.

How to use opay ussd code?

To use the OPay USSD code, simply dial *955# from any of your mobile phone and follow the on screen instructions. You will see a list of options that you can follow to perform your desired transaction.

How to fund opay with ussd?

If you want to fund your OPay account using Ussd code, you can do so using *955#. Just dial this code and you will see option to fund your OPay wallet.


With the introduction of the Opay code for otp, You can make all kinds of transactions with even without a network, so you don’t have to rely on network flows.

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How to start sim card selling and registration business in Nigeria

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About the Author: Femi Olawole

Femi Olawole is a web designer, blogger and SEO expert. For enquiry, send me an email here at contact@femiolawole.com

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