Is LairaPlus a Legit Loan App? How to Download, cuscomer care number

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Lairaplus is an online loan service in Nigeria that offers safe and reliable personal credit loans. With Lairaplus, you can easily borrow money to meet your financial needs.

This comprehensive guide will provide you with all the information you need to know about Lairaplus loans, including interest rates, requirements, how to apply, app download, and customer care contacts.

Interest Rate

When considering a loan, it is essential to understand the interest rate associated with it. Lairaplus offers loans with interest rates ranging from 16% to 36% APR (Annual Percentage Rate).

The actual interest rate may vary depending on various factors, including the loan amount and repayment period.

It is crucial to note that interest rates can change over time, so it’s always important to verify the interest rate on any loan offer before accepting it.

To illustrate the calculation of interest on a Lairaplus loan, let’s consider a representative example:

  • Loan amount: ₦20,000
  • Loan tenure: 180 days
  • Interest rate: 16%

Using the formula: Interest = (Loan Amount * Interest Rate / 365) * Loan Tenure

Interest = (₦20,000 * 16% / 365) * 180 = ₦1,578

Service fee: ₦0

Total repayment amount: ₦20,000 + ₦1,578 = ₦21,578


To be eligible for a Lairaplus loan in Nigeria, you need to fulfill certain requirements. These requirements are as follows:

  1. Age: You must be a minimum of 18 years old.
  2. Nationality: You need to be a Nigerian citizen.
  3. Bank Verification Number (BVN): Possess a valid BVN.
  4. Bank Account: Have a personal bank account.
  5. Source of Income: Demonstrate a regular source of income.
  6. Good Credit Score: Maintain a positive credit history.

It is important to meet all these requirements to increase your chances of loan approval.

How to Apply for a Lairaplus Loan

Applying for a Lairaplus loan is a straightforward process that can be completed using your mobile phone. Here’s a step-by-step guide to help you apply for a Lairaplus loan:

  1. Download LairaPlus App: Visit the Google Play Store and search for “Lairaplus.” Look for the official Lairaplus app and click on the first result to initiate the download process.
  2. Register an Account: After downloading the app, open it and register an account using your phone number.
  3. Submit Information: Complete the required information in the app, ensuring that you provide accurate details about yourself, your income, and your bank account.
  4. Wait for Approval: Submit your loan application and wait for Lairaplus to review and approve it. This process usually takes a short time.
  5. Receive the Loan: Once your loan application is approved, the money will be deposited directly into your registered bank account.

By following these simple steps, you can easily apply for a Lairaplus loan and receive the funds you need.

Is Lairaplus Legit?

Lairaplus is a legitimate loan service in Nigeria. It offers safe and reliable personal credit loans to eligible individuals.

However, it is essential to note that companies can change over time, so it is crucial to exercise due diligence and make informed decisions when dealing with any financial institution or loan provider.

LairaPlus loan App Download

To access Lairaplus loan services conveniently, you can download the official Lairaplus app from the Google Play Store.

However, it is crucial to be cautious when downloading apps and only obtain them from official app stores. Unofficial sources may pose security risks or provide unauthorized versions of the app.

To download the Lairaplus app safely, follow these steps:

  1. Open the Google Play Store on your Android device.
  2. Search for “Lairaplus” using the search bar.
  3. Click on the first result to download the official Lairaplus app.
  4. Install the app on your phone.
  5. Once the app is downloaded, click to open it.
  6. Register an account and proceed with your loan application.

By following these steps, you can securely download the Lairaplus app and access their loan services.

Customer Care

If you have any questions, concerns, or need assistance with your Lairaplus loan, you can reach out to their customer care team. Lairaplus provides multiple avenues for contacting their support team:

  • Customer Service Email: Send an email to with your query, and their customer service team will respond to you promptly.
  • WhatsApp Messaging: You can also reach out to Lairaplus through WhatsApp by messaging them at +234 7030909048.
  • Company Address: Lairaplus is located at 87 Nosamu St, Ajengule 102103, Lagos.

Feel free to contact Lairaplus customer care using any of these channels if you require assistance or have any inquiries.


In conclusion, Lairaplus is a trustworthy loan service that provides convenient access to personal credit loans in Nigeria.

By adhering to the requirements, following the application process, and using the official app, you can avail yourself of Lairaplus loans to meet your financial needs.

Remember to stay informed about the interest rates and contact their customer care team for any assistance you may require.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Mqy name is adewobi. I mistakenly sent 5100 to Laira plus account after I paid my load.pls what do I do.

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