How to Get Zenith Bank Virtual Card, How does it Works?

30 Likes 1 Comment
How to get zenith bank virtual card

If you’re looking for a safe and convenient way to perform web transactions, pay bills, and shop online, then you should consider getting the Zenith Bank Virtual Card.

In this article, we will discuss all you need to know about the Zenith Virtual Card, how to get it, How to use it, its features, and the virtual card limit.

What is Zenith Virtual Card?

The Zenith Bank Virtual Card is a non-physical card that allows you to perform web transactions, shop online, and pay bills both locally and internationally.

It is a secure and safe option that can be obtained without visiting the bank branch.


  • Non-physical card that eliminates the possibility of misplacement.
  • It’s Secure and safe from hackers.
  • Can be used to sort bill payments.
  • Accepted both locally and internationally.
  • Can be used to shop online, pay bills, and subscriptions.

How to Get Zenith Bank Virtual Card

There are two ways to get the Zenith Virtual Card:


To create Zenith Bank Virtual Card using Ussd code just Dial *966*2273#, select 1 and follow the onscreen instructions.

Other things you can do with the ussd code

After the card has been created, you’ll want to retrieve the details like PAN, CVV and Expiry date. To do this, dial *966*2273#, select 2 and then follow the instructions.

To create a security pin for your newly created virtual card, Dial *966*2273#, select option 3. Follow the prompt to create a new pin.

Zenith Bank Website

  1. Go to the Zenith Bank Virtual Card registration portal
  2. Type your BVN
  3. Select virtual card
  4. Enter your phone number
  5. An otp will be sent to your number
  6. Enter the otp in the box provided
  7. Convert and agree to terms and conditions
  8. Type 4 digit pin and submit to complete the process.

How to use it

You can use the zenith virtual card for any online transaction just the way you’ll use any plastic card.

Just input the card details, that is the card number, cvv and expiry date and proceed with your transaction.

There may be a prompt to input otp for security reason so make sure your phone number you registered your account with is with you on a phone.

Card Limit

The Card has a limit of $200 for international transactions. This value is subject to change, so it’s advisable to contact Zenith Bank Customer Support for the latest rate.


In summary, the Zenith Bank Virtual Card is a secure and safe option for web transactions, bill payments, and online shopping.

You can get it through the Zenith Bank website or USSD. Its limit for international transactions is $200, and it costs 500 naira.

Getting the Card is easy and convenient. It eliminates the risk of losing a physical card and is secure against hackers.

If you have any questions or comments, feel free to reach out to Zenith Bank Customer Support or leave a comment below.

Don’t forget to share this article with your friends on social media and subscribe to our blog for more banking and finance updates.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

You might like

About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. Good evening please help me I have been sending money to people through palmpay and they said they ‘ve not seen it since last week and someone also sent money to me I didn’t see it please I need a refund pls

Leave a Reply

Your email address will not be published. Required fields are marked *

Copying of this content disabled