Creditwise Loan Nigeria, Interest Rate and Customer Care Number

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Creditwise Loan Nigeria

CreditWise Loan can be a lifesaver when you’re in dire need of urgent cash. Creditwise Nigeria offers online loan service that is safe, secure, and fast.

In this article, we will take a detailed look at the their loans, features, and the benefits of choosing this service.

Interest Rate

CreditWise is an online loan service that offers customers quick and easy access to loans ranging from ₦10,000 to ₦100,000 with repayment periods of between 91 and 365 days.

The annual interest rates on CreditWise loans range from 12% to 20%.

Let’s take an example of a CreditWise loan. If you choose an amount of ₦5,000 and opt for a 180-day repayment period, the total interest charged would be ₦5,000 * 12% = ₦600.

Therefore, the total repayment amount would be ₦5,600, which includes both the principal and interest.

How to Get a CreditWise Loan

Getting a CreditWise loan is a straightforward process that involves the following steps:

  1. Install the CreditWise app from the App Store or Google Play Store
  2. Register an account on the app
  3. Submit a loan application
  4. Receive the loan straight into your bank account.

With CreditWise, you can apply for a loan and receive it instantly, saving you time and stress.

The app is easy to use, and you can choose your payment terms to suit your needs.

Why Choose CreditWise?

CreditWise offers many benefits to customers, making it the go-to choice for people looking for quick and easy loans. Here are some reasons to choose CreditWise:

Safe and Secure

CreditWise takes the safety and security of its customers’ information seriously.

The app is designed to protect your data and ensure that all transactions are safe and secure.

Instant Loans

With CreditWise, you can apply for a loan and receive it instantly. This feature makes CreditWise ideal for people who need quick access to cash.

Flexible Payment Terms

CreditWise offers flexible payment terms that allow you to choose a repayment plan that suits your needs.

You can choose a repayment period of between 91 and 365 days, depending on your financial situation.

Eligibility for CreditWise Loan

To be eligible for a CreditWise loan, you must meet the following requirements:

  1. Be a Nigerian resident
  2. Be between 18 and 60 years old
  3. Provide valid identification documents and proof of address.

CreditWise Customer Care

If you have any questions or feedback, CreditWise is always available to assist you.

You can reach them via their service email at or visit their office at 23a Moleye Street, Alagomeji-Yaba 234-01, Lagos, Nigeria.


In conclusion, CreditWise offers an easy and secure online loan service that is fast and convenient.

With flexible repayment terms, low-interest rates, and instant loans, CreditWise is the perfect choice for people looking for quick and easy loans.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Creditwise app is a scam ; I requested for a loan of #10,000 on the 18/09/2023 (three days ago) but I was credited #6,500 and on the app I was notified that I will pay back #10,590 within one week…

    Creditwise app is a fraud. They are fraudsters.
    Pls don’t take a loan from them if you don’t want to become a victim.
    Be warned!

  2. My name is Waheed shittu I apply for loan of 24500 buy am seeing 15925 in my account and then say I we pay 25900 in 1 week why 27/4/23

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