Care Finance Loan App Download, Requirements, How to Apply, is it Legit?

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Care Finance is an online loan application platform that provides fast and easy personal loans for individuals in Nigeria.

With the ability to apply for loans of up to NGN 100,000 anytime and anywhere, Care Finance offers a convenient solution for those in need of financial assistance.

In this comprehensive blog post, we will explore the key aspects of Care Finance loans, including interest rates, loan requirements, the application process, how to download the Care Finance app, contacting customer care, and the legitimacy of Care Finance.

Care Finance Interest Rates

When applying for a personal loan with Care Finance, it is important to understand the interest rates involved. Here are the details:

  • Minimum Annual Interest Rate: 14.4%
  • Maximum Annual Percentage Rate (APR): 21.5%
  • Daily Interest Rate: 0.04% – 0.06%
  • Service Fee: NGN 0 (No additional fees)

These interest rates determine the cost of borrowing and should be taken into consideration when evaluating loan options.

Care Finance Loan Requirements

To be eligible for a loan from Care Finance, applicants need to meet the following requirements:

  • Age: Applicants must be between 20 and 55 years old.
  • Citizenship: Applicants must be Nigerian citizens.

Meeting these requirements is essential to ensure that applicants can access the loan services provided by Care Finance.

How to Apply for a Care Finance Loan

Applying for a personal loan with Care Finance is a quick and straightforward process. Follow these steps to complete your loan application:

  1. Visit the Care Finance website or download the mobile app.
  2. Fill out the loan application form, providing accurate and up-to-date information.
  3. Submit the application form for evaluation.
  4. Wait for the loan approval decision.

Once your loan is approved, the funds will be disbursed to your provided bank account.

Care Finance App Download

To make the loan application process even more convenient, Care Finance offers a mobile app. Here’s how to download it:

  1. Go to the app store on your mobile device (Google Play Store for Android or App Store for iOS).
  2. Search for “Care Finance Loan” in the search bar.
  3. Select the official Care Finance app from the search results.
  4. Click on “Install” or “Download” to initiate the app installation.
  5. Once the app is downloaded and installed, open it and follow the instructions to complete the registration process.
  6. You can now access the Care Finance loan application platform through the app.

Using the Care Finance app provides users with the convenience of applying for loans directly from their mobile devices.

How to Contact Care Finance Customer Care

If you have any questions, concerns, or inquiries, you can reach out to Care Finance’s customer care team using the following contact information:

  • Email:
  • Customer Service Hotline: 07088953673
  • Address: Banjo Street, Ojodu Berger, Lagos.

Feel free to contact Care Finance for assistance or further information about their loan services.

Is Care Finance Legit?

Care Finance aims to provide fast, easy, and convenient personal loans to individuals in Nigeria. However, it is important to exercise caution when dealing with any financial institution or loan provider.

Before proceeding with a loan transaction, carefully review the terms and conditions, interest rates, and loan repayment details.

Additionally, conduct independent research and read customer reviews to gauge the legitimacy and credibility of Care Finance.

In conclusion, Care Finance offers a convenient online loan application platform for individuals in Nigeria. By meeting the loan requirements and following the simple application process, users can access funds quickly.

Remember to review the interest rates, understand the loan terms, and contact customer care for any inquiries. Exercise caution and make informed decisions when engaging in financial transactions.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. I am writing to express my strong dissatisfaction and concern regarding the incessant and inappropriate communication from your company to my contacts. Despite the clear guidelines outlined by the FCCPC (Federal Competition and Consumer Protection Commission) regarding respectful and non-deceptive communication practices, I have experienced a persistent violation of these rules by your organization.

    I must emphasize that this ongoing behavior is not only distressing but also unacceptable. The messages sent by your company to my contacts are defamatory in nature and have caused unwarranted distress to both myself and the individuals receiving these messages. Such actions not only tarnish your company’s reputation but also put you at risk of legal repercussions.

    As a responsible consumer, I am well aware of my rights under the FCCPC guidelines, which prohibit loan companies from engaging in practices that are misleading, offensive, or invasive. I believe that your company should operate in accordance with these principles and adhere to the highest ethical standards.

    I kindly request that you immediately cease and desist from sending any further messages to my contacts or engaging in any communication that is defamatory or intrusive in nature. Failure to comply with this request will leave me with no option but to escalate this matter to relevant authorities and pursue legal action, which can result in severe penalties for your company.

    I strongly advise your organization to review its communication practices and ensure strict compliance with all applicable laws and regulations, particularly those laid out by the FCCPC. By doing so, you can avoid further damage to your company’s reputation and prevent any potential legal consequences.

    I expect a prompt response from your company confirming your commitment to stopping the communication with my contacts and ensuring compliance with the FCCPC guidelines. This letter serves as a warning, and I hope it will prompt you to rectify this situation immediately.

    Please provide a written response within [reasonable timeframe, e.g., 10 days] from the date of this letter to confirm your compliance with my request.

    Thank you for your immediate attention to this matter. I trust that you will take the necessary steps to rectify this situation and prevent any further violations.

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