Athena Home Loans, founded in 2017 and headquartered in Sydney, New South Wales, is a popular Australian home loan platform recognized for its innovative and digital-centric approach.
Reviews of Athena Home Loans reveal that the company employs a team of over 100 professionals dedicated to delivering an array of home loan options, including fixed rate loans, variable rate loans, and offset accounts.
In addition, the company extends its services to home loan insurance and financial planning.
One noteworthy aspect that sets Athena Home Loans apart is its business model as a direct lender, implying that it operates without physical branches.
This online-based lender extends its products and services through a robust network of mortgage brokers and its digital platform.
Upholding the standards of the Australian Securities and Investments Commission (ASIC) and the Financial Services Council (FSC), Athena Home Loans proves its credibility.
A review of the key features of Athena Home Loans discloses several advantageous offerings:
- Absence of application fees
- No recurring fees
- Zero Athena discharge fees
- Assurance of like-for-like loan rate match
- Provision of Automatic Rate Match
- Availability of AcceleRATES
Athena Home Loans has garnered praise and recognition for its pioneering approach to home lending, a testament to which is the 2020 Finnies People’s Choice Award for Best Home Loan Lender it bagged.
If you’re seeking a home loan, a review of Athena Home Loans suggests it as a viable option. It is known for its competitive product suite and highly regarded customer service, confirming its robust reputation in the home loan sector.
Rates
Here’s an overview of the prevailing rates for Athena Home Loans:
- Variable rate loans: Rates initiate at 3.99% per annum.
- Fixed rate loans: Commence at 3.99% per annum for a 1-year term, 4.49% per annum for a 2-year term, and 4.99% per annum for a 3-year term.
- Offset accounts: Begin from as low as 0.05% per annum.
Please be aware that these rates may fluctuate, so it’s always a good idea to get a personalized quote from Athena Home Loans prior to applying for any loan.
The interest rate you’re offered could be influenced by a few factors, including:
- Your personal credit score
- The size of your loan
- The duration of your loan term
- The specific type of loan you opt for
If you’re uncertain about which loan type best suits your situation, a financial advisor can be a great resource. They can help clarify your options and guide you in choosing the most beneficial loan for your circumstances.
Is Athena Home Loans Legit?
Absolutely, Athena Home Loans are legit. This company based in Sydney, New South Wales, this Australian home loan provider was established in 2017.
As a direct lender, Athena operates predominantly online and via a network of mortgage brokers, bringing home loans to customers without the need for physical branches.
What strengthens its legitimacy is its status as a registered Australian credit provider and its memberships with the Australian Securities and Investments Commission (ASIC) and the Financial Services Council (FSC).
These memberships demonstrate that Athena Home Loans is held accountable by these reputable financial regulatory bodies.
Another vote of confidence comes from customers themselves. Athena Home Loans enjoys a 4.5-star rating on Trustpilot based on more than 1,800 reviews.
Such positive feedback indicates a high level of customer satisfaction and lends credence to Athena’s reputation.
So, when you ask, “Is Athena Home Loans legit?” the answer is a resounding yes. It’s a registered, trusted, and well-reviewed home loan provider in Australia.
Reviews
Here are some reviews of Athena Home Loans from Trustpilot:
- 5 star review: “I had a great experience with Athena Home Loans. They were very helpful and informative throughout the whole process. I would definitely recommend them to anyone looking for a mortgage.”
- 4 star review: “Athena Home Loans was very easy to deal with. They were responsive to my questions and helped me get the best deal on my mortgage.”
- 3 star review: “Athena Home Loans was okay. They didn’t really go above and beyond, but they got the job done.”
- 2 star review: “I was not happy with my experience with Athena Home Loans. They were slow to respond to my questions and didn’t seem very knowledgeable about the mortgage process.”
- 1 star review: “I would not recommend Athena Home Loans to anyone. They were very unprofessional and did not seem to care about my needs.”
Overall, the reviews of Athena Home Loans are mixed. Some people had a great experience, while others were not happy. It is important to do your research before choosing a mortgage lender, and to read reviews from other customers.
Here are some additional details from the reviews:
- Positive reviews: People who had positive experiences with Athena Home Loans praised the company’s customer service, responsiveness, and knowledge of the mortgage process.
- Negative reviews: People who had negative experiences with Athena Home Loans complained about the company’s slow response time, lack of knowledge, and unprofessionalism.
It is important to note that these are just a few reviews, and your experience may vary. If you are considering using Athena Home Loans, it is important to do your own research and read reviews from other customers.
