In today’s post, I am giving you details on Kashcash Loan App, phone or WhatsApp number, its interest rate, and how to make repayment.
Kash cash offers loans to Nigerians without collateral and requires little to no paperwork.
If you use an Android device, you can apply for a collateral-free loan with little to no documentation for amounts ranging from N5,000 to N100,000.
The Kashcash Loan App is a relatively new product with over 10,000 downloads and mixed reviews on Google Play.
To build each borrower’s credit score, loan software is used to gather data on potential customers, including phone records, banking transaction alerts, and BVN.
Read this: Kuda bank USSD Code; to Check Balance, for Loan, Airtime Recharge, Open Account & Transfer
Make sure to keep recent bank transaction messages on your phone and avoid having any unpaid balances with other loan apps in order to be eligible for a loan or higher amounts!
The application process is easy; all you need to do is download the app from the Google Play store, give some personal information, and within a few hours, the algorithm will analyze your data, determine your credit score, and make you a loan offer.
Is kashcash legit or a scam?
Kashcash loan app is legitimate, despite the fact that it is still a relatively new addition to the Google Play Store.
However, customers should exercise caution before applying for any online loan.
Before you apply for a loan in Nigeria, always read reviews from previous clients. The Google Play Store user reviews for this app are not positive.
You should be aware that neither the CBN nor any other Nigerian government organization has registered or regulated these loan apps.
There is no way to get revenge for bad customer service, and you are responsible for the security of your transactions with them.
Additionally, the fact that it is available on Google Play does not make the transactions made through it secure.
While using loan apps in Nigeria, you are in charge of your own security as the play store merely acts as a download location.
Interest rate
Kashcash interest rates are between 12% and 24% APR
For Example, If you take a loan of N5,000, from kashcash and the term of loan is 180 days, with an interest rate of 12%, the total interest would be N5,000*12%= N600 naira.
The total repayment amount, (principal loan and interest rate) should be N5,000+ N5,000*12%, which is 5,600 naira only.
How to get a loan from Kashcash app
- Install the kashcash loan app on your Android phone
- Create a profile using your phone number. Preferably, the phone number associated with your BVN
- Enter your basic Kwow-your-customer KYC data, such as your home address, next of kin, and employment information.
- Your Biometric Verification Number, or BVN, will also be needed.
- Binding your ATM card to your account will cost you N50 and will improve your chances of receiving a larger loan amount.
- Your phone will receive a one-time password OTP to confirm your information.
- Your credit score will be analyzed by software after you submit your loan application, and the results will be displayed in the APP.
- If you qualify for a loan, the loan amount will be directly disbursed into your bank account after the result has been displayed, which should take less than two minutes.
- You’ll need to take a clear live selfie to verify your identity, so use a good phone with enough memory.
Read this: EaseMoni loan- USSD code, interest rate & repayment
Eligibility
- is a citizen or resident of Nigeria
- age of at least eighteen.
- Have a monthly source of income.
- Connect your bank card to your account.
- Give the contact information of two of your closest relatives.
- possess a high credit score and have no unpaid debt to other lenders.
- a functioning bank account Your phone number needs to match the one on your BVN.
- possess a valid ID issued by the government
id=”KashCash_Customer_Care_whatsapp_number”>KashCash Customer Care WhatsApp number
Kashcash is available to respond to your quarries 247. All you need is to submit your request with them
- Email Address: support@kashcash.loan
- Phone number: Unconfirmed
- WhatsApp number: unconfirmed
- Kashcash Office Address: NO. 62, Yaya Abatan, college road, Ogba, Lagos, Nigeria
I got a loan, paid it back n I didn’t get anoda one bt unfortunately for me, u are still taking money frm my husband’s acct (cos I bind his atm card to d transaction). Y is it so? Besides, I nid d money back cos am going thru hell here at home with him.
I don’t understand this kashcash people I made a payment of #17,000 since 14th of December and they are telling me they’ve not received it and I went to my bank they said the money has gone that the kashcash people has received it, and I called their agent and they are telling me they’ve not seen the money while my bank has already confirm them receiving it, have remove about #14,000 from my account after I made that payment, now the lone balance is remaining #3,111 and I say they should remove the #3,111 and give me my balance and they are just turning me around I don’t really understand what is going on 🤷🤷🤷🤷
I have payed my loan and KashCash keep calling and harassing me for sake loan I paid for. Now they are automatically deducting money from my account. I want to send a petition to the etc. this is pure scam
I loaned for 39000 naira but I was credited with 25300naira instead what is with this rubbish and I was also asked to pay the interest rate of 39000naira instead of 25300naira
Dear all,
My name is Adesoye Olaniyi Michael, I took a loan from Kashcash amount to 77,100.
I had paid 50,188.33 due today 25th October, 2023.
I was surprised when I saw the total outstanding amount on your application that reads outstanding 50,183. Thus by my calculations my outstanding balance should be 26,911.67 to be due 1st November,2023 after I had paid 50, 188.33.
Kindly find attached as amount of the loan as prompt out on your application showing my loan history.
My current outstanding balance now is 26,911.67 not 50,183.
Many thanks
I received a loan of 5,200 today and i was told to repay back 8,450 for 7 days. I dont even know it has gone until i saw successful sent to my bank. Pls why this big interest for 7 days?
I applied for 3000 abut got only 1990 pls complete it otherwise I won’t pay a dime
How can I transfer money to my account
Pls sir I made payment more than twice and I do not know how pls kindly refund my money I am lucky by name and my phone number is 08135678329 pls
I just made a payment now and it went two times please can you people help resend my money am begging you with the name of God
Good morning sir/ma
I mistakenly press the loan ooo the amount there is not wat I wanted to collect I I transferred it instantly so clear my loan
I need loan please please, help me please please
I need loan please please
I was given a loan offer of 32500 which i accepted but what was disbursed into my account is 21000 what happened
I will like to make a complaint I paid back my loan and you ppeople atomatically gave me another loan which I didnt ask for and am to pay back iwill return the money but nothing more pls and I want to close the app thank you
I didn’t request for any loan please you guys should reverse your money immediately
Good day is me isyaku abdullahi I have make a payment successful since last week up to now my acc still on dur
I have paid my loan since 2/8/2023 but I’m still receiving call and massage that I should paid my loan please help me out.
Hello pls I made over payment to your account yesterday pls I will like a refund of 20700 only to my bank account. 0226×09
Gtb bank
Act name . Ighile junior
I have paid up my loan and they are still sending another one which I didn’t apply for again,pls,stop it,I don’t want another one any more.
Send me back my balance .. have paid you guys
Hello have. Paid back my loan as expected.. how come you guys still collect money from my account…. is it a crime to collect loan from you guys.. plz and plz send back my money to avoid issues..
This app is one TERRIBLE COLLECTING PEOPLES MONEY APP WITHOUT PERMISSION….. First you credited my account without asking and I refunded it back, according to your customer care agents that I called wasting all my time and energy and even sending emails to that regard. Still they debited my account for nothing. Eating people’s money without permission in a cooperate way.
KASHCASH!!!!! this loan app is the worst app ever and ever… Imagine with the short time to repay and increase interest. This agency credited my account without me requesting and after calling all the so called customer care agents with my airtime wasting from the day of the credit till today and even sending emails with screenshot, telling them I did not request for any money, recredited there accounts still they debit my account telling me to pay off the remaining! As in 😒 . Taking people’s money in a cooperate way….! God forbid! This app abeg
They sent me Money and have return the money back before 24 hours. Now they removed 5k from my account
I did not request for the loan? But I refunded your money, but you.guy.still want Me to pay the interest of 40,000 after returning your 46,000 ? Back.to you
I apply for 40000 and you guys give me 26000 and you are saying am paying you people 42277 please 🙏🙏 how am not paying that amount oo
Good evening kashcash,I will write a petition against u people , what suit of rubbish is that I will borrow 10k u people will add interest of 7k if I did not pay that day u people will add Intrest everyday .u people should stop does nonsense
How can I do that
I Applied for 18k and I was given 13500 to pay it in 2 installments and I don’t want that. how can you help me to pay it all in 7 days
Pls ow on earth can I bind my card,because ve been doing that and u re telling me bind card repeat.that is the only bank I am using by msg is referring to kash cash lan app
I don’t understand you people again you borrow me #9375 and you ask me to refund you people #15135 why it two much all most #5700 interest for just 6days
Good evening my loan is due today but am having problem with my bank so i have to beg if you can give me chance till Monday
I ask for a loan of 25k , the i received 16, 250 immediately they send me 16, 250 i send it back to them .now they are asking me to pay a sum of 10, 178 nair for what when i did not received my remaining balance out of 25k u give me 16, 250 , where did the remaining balance go to .now they send me an sms asking to pay my remaining money without receiving it , i can’t pay it back this app is full of scam people and tgief also .
Please I only opened the app and filled in my information,only for me to receive a message that my loan has been disbursed a loan 36000 to repay 56000 in 7 days I don’t knw what to do and I don’t even know how to repay the money back to their acct.
Please I only opened the app and filled in my information,only for me to receive a message that my loan has been disbursed a loan 36000 to repay 56000 in 7 days I don’t knw what to do and I don’t even know how to repay the money back to their acct.
I don’t receive your Money, how come I will repay you. Please check your system very well.
Have paid my money that am owning still sending me that am still owning
Pls kindly help me out, I have paid up my loan on 16/03/23, but to my surprise, I’m still receiving message from kashcash says, “Hi, your loan is due tomorrow. I don’t understand what is going on. I have my evident of payment (receipt )here with me. Pls send your WhatsApp number to me, so that I can send my receipt to you. Thanks, and more progress to the company.
My brother applied for a loan of 55k but ty ou paid him 35k. Check your mail.
Please , check my current disbursement and the amount on your APP:
Disbursement amount I received – #13,568.75
Disbursement amount on your APP – #20,875
Expected Repayment – #22,274.20. please, check the figures.
Please I have paid my loan of #4,500 , including the #6,500 I could not notice and ask for, I have paid everything
Please check your email, check your company bank account statement and you are still sending me over due loan messages I use my Access bank for the transaction
Have paid Your mony is still day repad what happened please kindly check and please oooo have a
Have paid your money is still day repad what happened please kindly check and please oooo have paid ooo
I don’t see any reply what happened naw please just let me know
I pay my loan and I don’t want a loan anymore they’re still giving me I don’t like it
Good morning ma or sir,pls i made a mistake of paying my loan twice yesterday which is #24410,pls kindly reverse my money back i take God beg u .The name on d account is (removed),my account number is (removed), my phone number is (removed).pls is not easy.
I tried to request for a loan from you but you couldn’t accept my picture, always not clear what do I do?
I apply for a loan on kashcash and I haven’t received it yet but the days are counting already this is my complain if I didnt received the money am not paying any money back thats my complain Sir/ Ma,
Have paid your money is still day repad what happened please kindly check and please oooo have paid ooo
Pls kashcash pls kindly cancel d loan bcos av send d money back to u people
I have paid and it is still on repay what is happening, please? Hi, your loan is due in 2 days. Pls transfer: 17301.08 by,You can pay by yourself or others to improve your credit