Swift Naira Loan App Download, How to Apply, Requirements

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Swift Naira is a lending platform that aims to provide instant and safe cash loans to customers in Nigeria. With their quick loan approval service, Swift Naira strives to make the loan application process quick and convenient.

In this blog post, we will explore the key features of Swift Naira loans, including eligibility criteria, the loan application process, interest rates, and contact information.


To be eligible for a loan from Swift Naira, customers need to meet the following criteria:

  • Age: Customers must be between 18 and 60 years old.
  • Residency: Customers should be residents of Nigeria.
  • Bank Account: A valid bank account is required.
  • Identification: Customers need to possess a government-issued ID.

Meeting these criteria is essential to ensure that customers can access the services provided by Swift Naira.

How to Apply for a Swift Naira Loan

Applying for a loan from Swift Naira is a simple and straightforward process. Here are the steps to follow:

  1. Login to the Swift Naira App: Visit the Swift Naira website or download the mobile app to access their loan application platform.
  2. Complete the Loan Application Form: Fill out the loan application form provided in the app, ensuring that you provide accurate and up-to-date information.
  3. Wait for Evaluation: After submitting your application, Swift Naira will conduct a fast evaluation of your loan request.
  4. Receive the Loan: If your loan application is approved, the loan amount will be disbursed directly to your bank account in a matter of seconds.

By following these steps, customers can easily apply for a loan and receive funds quickly, making Swift Naira a convenient solution for those in need of immediate cash.

Swift Naira Loan Details and Example

Swift Naira offers loans ranging from 2,000 to 600,000 Nigerian Naira. The loan terms vary from 91 days (including renewal time) to 365 days (including renewal time). It is important to note the following details regarding interest rates and processing fees:

  • Interest Rate: The maximum Annual Percentage Rate (APR) for Swift Naira loans is 22%.
  • Processing Fee: Customers are required to pay a processing fee ranging from 0.1% to 0.35% of the loan amount.

To better understand the loan repayment process, let’s consider an example:

Suppose you borrow 5,000 Nigerian Naira with a loan term of 100 days. In this case:

  • The total interest to be paid is calculated as: ₦5,000 * 0.05% * 100 = ₦250.
  • The total service fee is: ₦0.
  • Therefore, the total repayment amount would be: ₦5,000 + ₦250 + ₦15 = ₦5,250.

It is important to carefully review and understand the terms and conditions outlined in the Disclosure Statement provided by Swift Naira before proceeding with a loan transaction.

Swift Naira Loan Customer Care

If you have any questions, concerns, or inquiries, you can reach out to Swift Naira’s customer care team using the following contact information:

  • Call: 08184250495
  • Email: Swiftnairahelp@yahoo.com
  • Address: 125, Olusegun Osoba Way, Oke Ilewo, Abeokuta, Ogun State.

Feel free to contact Swift Naira for assistance or further information about their loan services.

Is Swift Naira Legit?

Swift Naira aims to provide reliable and safe cash loans to Nigerian customers. However, it is important to exercise caution when dealing with any financial institution or lending platform.

Before proceeding with a loan transaction, it is advisable to carefully review the terms and conditions, fees, and interest rates.

Additionally, conducting independent research and reading customer reviews can provide valuable insights into the legitimacy and credibility of Swift Naira.


In conclusion, Swift Naira offers a convenient solution for Nigerian customers in need of instant cash loans. By meeting the eligibility criteria and following the simple loan application process, customers can access funds quickly.

However, it is essential to understand the loan terms, including interest rates and fees, before committing to a loan. By contacting Swift Naira’s customer care team, you can address any concerns or inquiries you may have.

Remember to exercise caution and make informed decisions when engaging in any financial transactions.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. This reeks nothing but a plaid post.
    All the information above are incorrect and manipulated to legitimise the company.
    Swift Naira is an illegal app. They are nothing more than loan sharks digitalised.
    This is a breakdown of a loan of 30k
    Service charge – 8k
    Account Management – 8k
    Commission – 4k
    Interest – 0.8% Daily.

    Thus you would be paying about 25k interest for a loan of 30k
    Which means if you borrow 30k you would be paying back 55k.
    This is clearly a unfair practice and definitely illegal.

    Furthermore, why would a reputable business be using a Gmail or a yahoo mail as an official email communication. It clearly means they don’t want to be found.

    Save yourself the trouble and the embarrassment ask your colleague, friends, family or neighbour to borrow you that 10k instead.

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