RCBC DiskarTech Cash Loans – How to apply

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RCBC DiskarTech, the Philippines’ first and only multi-lingual financial inclusion super mobile app, aims to provide every Filipino, both in the country and abroad, with a wide range of financial solutions.

In this blog post, we will explore the key features of RCBC DiskarTech, including its interest rates, requirements, loan options, app download, customer care, and the legitimacy of the app.

RCBC DiskarTech Interest Rates

RCBC DiskarTech not only offers digital savings accounts with high-interest rates of up to 6.5% per year but also provides an array of financial products and services. These offerings include bill payments, mobile prepaid loading, fund transfers, remittance claims, telemedicine services, and insurance products.

With a basic deposit account, users can open an account with just one valid ID, without the need for an initial deposit or worrying about maintaining balances or dormancy fees. It’s essential to note that interest rates can vary over time and depend on the specific financial product availed.


RCBC DiskarTech aims to be inclusive and accessible to all Filipinos, and as such, it has simple requirements for account creation. To get started with RCBC DiskarTech, users typically need:

  1. One Valid ID: A valid identification card is required to open a basic deposit account on the app.
  2. Age Requirement: The minimum age for account creation may vary, but users generally need to be at least 18 years old.
  3. Source of Income: While RCBC DiskarTech may not require an initial deposit, having a stable source of income may be beneficial for availing other financial products and services, such as loans.

It’s important to keep in mind that different financial products within the app may have varying eligibility criteria.

How to Apply for RCBC DiskarTech

Applying for RCBC DiskarTech is a straightforward process, making it accessible to both tech-savvy and novice users. Here’s a step-by-step guide to getting started:

  1. Download the App: Visit the official app store for your mobile platform and search for “RCBC DiskarTech.” Download and install the app on your smartphone.
  2. Create an Account: Open the app and follow the registration process to create your account. Provide the required details and verify your identity as necessary.
  3. Explore Available Services: Once your account is set up, you can start exploring the various financial products and services offered within the app.
  4. Choose and Apply for Loans: If you are interested in availing cash loans, browse through the loan options available within the app and follow the application process.

Is RCBC DiskarTech Legit?

RCBC DiskarTech is powered by RCBC, a well-established and highly regarded challenger bank in the Philippines. The app has received numerous awards and accolades, including being named the Philippines’ Best Bank for Digital and the Best Financial Inclusion App by reputable institutions.

However, it’s essential to remember that the financial landscape can change, and new information may emerge. Users should exercise prudence and conduct their research before engaging with any financial institution or app.


RCBC DiskarTech is a trailblazing financial inclusion app that aims to empower every Filipino with accessible and diverse financial services. From digital savings accounts with attractive interest rates to loans, bill payments, insurance products, and more, the app offers a comprehensive suite of financial solutions.

By providing a user-friendly interface and multi-lingual support, RCBC DiskarTech strives to be a reliable partner for financial management and growth.

However, users are advised to stay vigilant, download the app from official sources, and assess their financial needs and capacity before availing any financial product.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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