Zash Loan App Download, How to Apply, Ussd Code, is it Legit?

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If you’re in Kenya and need quick access to funds for your business, shopping, or emergencies, Zash Loan might be the solution you’re looking for. In this comprehensive guide, we’ll walk you through everything you need to know about Zash Loan, from interest rates to application procedures. Let’s dive in!

Zash Loan Interest Rate

Zash Loan offers loans with varying interest rates depending on the loan amount and duration. It’s important to note that interest rates can change over time. Always double-check the interest rate on any loan offer before accepting it. Let’s break down an example:

  • Loan Amount: ZashLoan allows you to borrow from KSh 500 to KSh 50,000.
  • Loan Period: The repayment period ranges from 91 days to 365 days.
  • Maximum Annual Percentage Rate (APR): The maximum APR is 25% per year.

For instance, if you borrow KSh 20,000 with a 91-day term, your monthly interest rate would be approximately 2.08%. This translates to a monthly interest fee of KSh 416, making your total monthly payment approximately KSh 7,082.67. The total repayment, including principle and interest, would be KSh 21,248.


To be eligible for a Zash Loan, you need to meet specific criteria:

  • Kenyan Resident: You must be a resident of Kenya.
  • Age: Applicants should be between 18 and 60 years old.
  • Source of Income: Having a source of income is essential to qualify for the loan.

Meeting these requirements ensures you’re on the right track to secure your ZashLoan.

How to Apply for Zash Loan

Getting a loan from Zash Loan is a straightforward process. Here are the steps to follow:

  1. Download the Zash Loan App: You can easily find the official Zash Loan app on the Google Play Store. Be cautious and avoid downloading loan apps from unofficial sources.
  2. Create an Account: Sign up for an account within the app. This typically involves providing your personal information and any required documentation.
  3. Submit Your Loan Application: Fill out the loan application form within the app. Ensure that all the information you provide is accurate.
  4. Wait for Approval: ZashLoan will review your application and notify you of their decision.
  5. Receive Funds: Once your loan is approved, the funds will be disbursed directly to your M-PESA account within just one minute.

Zash Loan App Download

To download the Zash Loan app from the Google Play Store, follow these steps:

  1. Open the Google Play Store on your Android device.
  2. Use the search bar to look for “Zash Loan.”
  3. Click on the official ZashLoan app from Zash Finance Ltd.
  4. Tap the “Install” button to download and install the app.
  5. Once installed, open the app and follow the on-screen instructions to sign up and apply for a loan.

Important: Avoid downloading loan apps from unofficial app stores to protect your personal and financial data.

How to Contact Zash Customer Care

If you have any questions, concerns, or need assistance with your Zash Loan, their customer care team is here to help. You can reach them through the following contact methods:

  • Email: Send an email to
  • Office Address: One Padmore Place,George Padmore Road,Nairobi City, Kenya

Zash Loan Ussd Code

What is Zash Loan ussd code? For now, ZashLoan is not available through ussd code. You can only apply through their app. Go over to Google play and download the app and apply.

Is Zash Loan Legit?

Yes, Zash Loan is a legitimate mobile lending app that is registered with the Central Bank of Kenya (CBK). It is a subsidiary of Kopasha Limited, a financial technology company that was founded in 2018.

Zash Loan offers instant loans to Kenyans between the ages of 18 and 60 years old. The loan amount ranges from Ksh 800 to Ksh 50,000, with a repayment period of 91 to 120 days. The interest rate is a maximum of 20% per year.

Here are some of the pros and cons of ZashLoan:


  • Easy application process
  • Flexible payment terms
  • No hidden charges
  • Secured application
  • High loan limit


  • High interest rates
  • Late payment fees
  • Possibility of being faillisted


In conclusion, Zash Loan offers convenient and accessible lending solutions for Kenyan residents. By meeting the requirements and following the application process, you can quickly access the funds you need.

Just remember to stay cautious when downloading the app and ensure you’re dealing with the official Zash Loan platform for a safe and worry-free borrowing experience.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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