True Naira Loan App, Customer Care Number, Legit or Scam?

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True Naira Loan is one of the online loans for Nigerians at the moment. In this post you’ll learn everything about them like their customer care number, Whatsapp contact, how legit they are, loan requirements and application process.

True Naira is a personal loan application that offers Nigerians the opportunity to apply for a loan online and get the money deposited into their Nigeria bank account.

If you’re in need of cash, TrueNaira loan could be a great option for you. This blog post will provide you with all the necessary information you need to know about True Naira loan app, including the application process, interest rate, app download requirements, customer care number, and more.

About True Naira Loan App

TrueNaira loan app allows you to apply for a loan from the comfort of your home using just your mobile phone. True Naira offers personal loans, and you’re expected to pay back the loan with interest within a specific period of time.

The app is easy to use, and you can apply for a loan anytime and anywhere in Nigeria.

TrueNaira Loan Interest Rate

The True Naira loan app offers loan amounts that range between ₦2,000 to ₦50,000, with loan terms that range between 91 to 365 days.

The interest rate on True Naira loans ranges from 16% to 21% per annum, which is relatively low compared to other loan providers in Nigeria. There is no service fee charged on the loan amount.

How TrueNaira Loan Interest Rate is Calculated

If you choose a 6-month loan and borrow ₦1,000, TrueNaira charges an interest rate of 1.3% per month. The interest rate for the 6-month repayment period is 7.9%.

So, they would charge you ₦79 as interest, and the total amount of repayment would be ₦1,079. The monthly payment for this loan would be ₦179.


To get a loan on TrueNaira loan app, you must meet the following requirements:

  1. You must be a Nigerian resident.
  2. You must be between 20 and 60 years old.
  3. You must have a valid source of income.
  4. You should provide a valid bank account with considerable credit and debit transactions.
  5. You must provide valid information during your registration.

All these requirements will be put into consideration to determine your credit score and know the amount of loan you will be able to take without any issues.

TrueNaira App Download

To apply for TrueNaira loan you must download its app first. Go to Google play store and search for the application. Once you find it, click on install to download it on your device.

Open the app and submit your basic information. This is required for the first timer only. Make sure you provide valid.

To register on TrueNaira loan app, download the app and install it on your mobile phone. Open the app and agree to the terms of service.

Enter your phone number and click on the “Get Code” button. A code will be sent to the provided phone number, enter the code and proceed to set a four-digit password.

Click on the “Register” button. Make sure that the number you entered is the one attached to your Bank Verification Number (BVN).

TrueNaira Login

To log in to your True Naira loan app account, open the app, and you will be redirected to your account dashboard if your login session hasn’t expired.

If your login session has expired, you will see two boxes once you open the app, one for your registered phone number and the other for your four-digit code.

Enter your phone but and the four digits password, and you will regain access to your account immediately.

In some cases, you might only be asked for your four-digit password, simply enter it, and you will be taken to your account dashboard immediately.

True Naira Customer Care Details

You can always contact True Naira customer care number on +2347048057921 or visit their head Office Address at Lekki, Lagos, can as well contact them from within their app.

If you have more question you can comment them below and wait for response.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. I have tried to send you a fraud related issue on your emsil but is not going .Please send me accessible to register my report

    1. The app is not on play store.
      I have tried to pay but couldn’t find the app again

  2. Pls I want to pay my loan
    I need the correct account details since I can’t find d true Naira loan app on Google play store

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