Sharp Credit Loan App Download, Code, Customer Care

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Are you in need of financial assistance to grow your business, go shopping, or handle emergencies? Sharp Credit is here to help!

Offering qualified loan products accessible anytime, anywhere, SharpCredit is the friendly financial solution you’ve been searching for.

Why Choose Sharp Credit?

Sharp Credit offers a variety of benefits for borrowers:

  1. 100% online process & 24×7 access to loans: Apply for a loan anytime, anywhere, using just your smartphone.
  2. Computer-automated review: Receive a quick review result, and once approved, the loan amount is immediately disbursed to your bank account.
  3. High initial loan amounts and lengthy loan tenure.
  4. 24×7 access with no hidden fees.
  5. Protection of your personal information.

Please note: Unsuccessful applications will not incur any fees.

Sharpcredit’s Competitive Edge

Here’s what sets SharpCredit apart from the rest:

  1. 100% online process & 24×7 access to loans
  2. Computer-automated review
  3. High initial loan amount
  4. No membership fees
  5. No credit report required
  6. No collateral requirements needed
  7. Available across Nigeria
  8. Variety of convenient repayment methods
  9. High-quality customer services

Eligibility Criteria

To qualify for a loan from SharpCredit, applicants must be:

  1. 18 years or older
  2. Nigerian citizens
  3. Earning a regular income

How to Apply for a Sharp Credit Loan

  1. Download the SharpCredit app
  2. Register an account using your phone number
  3. Complete the basic information form
  4. Submit your application
  5. Await approval

Key Loan Features

  1. Loan amounts: NGN 7,000 to NGN 500,000
  2. Loan tenure: 91 days to 365 days
  3. Annual Percentage Rate (APR): 10% to 22%


If the loan amount is ₦20,000 for 91 days (3 months) with an APR of 20%, the interest and total amount due are calculated as follows:

  • Interest: ₦ 20,000 * 20% / 365 * 91 = ₦ 997
  • Principal repayment: ₦20,000
  • Total amount of repayment: ₦20,000 + ₦997 = ₦20,997

As the repayment period is for 3 months:

  • Monthly repayment: ₦20,997 / 3 = ₦6,999

Security and Privacy

SharpCredit takes your personal information seriously. Rest assured that your data is safe, and it won’t be shared with anyone without your consent.

Contact Information

For any questions about using SharpCredit, feel free to reach out to us.

  • Customer Service Email:
  • Address: SW14/9 Akerele Street, Yaba area, Akoko Akure, Nigeria, 342110
All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


    1. Pls I just applied for sharp credit loan this afternoon and approved #131000 and repayment at #146000 for one month and has not been disbursed up till this moment.

  1. Hello sir please u give me money on 24th July and remove 27th of July again please help me with the money I just collected it please help me send it inside my account number

  2. Good day,

    How do I go about liquidating my loan before the end of the month without further debit on my Salary account again.

    Thank you very much for your prompt response.

    Lamina Oluseyi John

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