Palmpay OK Card, How to Repay, Deactivate & Unfreeze Account

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What is Palmpay OK card? How can you deactivate ok card on palmpay, how to make repayment or unfreeze your Palmpay account if it has been blocked?

In this post I will show you everything step by step, so follow me as I walk you through the process.

What is PalmPay OK card?

PalmPay OK card is a digital financial feature that let’s eligible customers buy now (from the available items or products in the app) and pay later for what they bought.

This mini loan from PalmPay is interest-free for every customer as long as they repay on time.

If you do not make repayment on time, you will accrue some interest but they are reasonable compared to what other companies charge as late fees.

Note that this is only a digital financial feature and does not come with ATM card. You can only spend the money on Palmpay within the app.

How to deactivate ok card on palmpay

If you find yourself dealing with an overdue OK card loan on PalmPay and are bothered by the continuous reminders, you have the option to deactivate these reminders through your phone settings.

When your OK card loan becomes overdue, PalmPay sends reminder messages to your phone to prompt repayment. However, if you wish to stop receiving these reminders, follow the steps outlined below:

To begin, open the PalmPay mobile application on your device. Once the app is launched, navigate to the homepage.

Next, locate and tap on the “Finance” section within the app. This is typically found on the homepage and provides access to various financial features.

Within the “Finance” section, you will notice a hamburger icon positioned at the top-right corner of the screen. This icon represents a menu of options. Tap on the hamburger icon to access this menu.

Once the options menu is displayed, search for and select the “Deactivate OK Card” option. This step is crucial in halting the overdue reminder messages.

It’s important to note that in order for the deactivation process to be successful, you must have already made a repayment towards your overdue OK card loan. This payment ensures that you are fulfilling your financial obligations.

After completing the repayment, you have successfully deactivated the OK card overdue reminder feature. This means you will no longer receive notifications reminding you about the overdue status of your OK card loan.

If this does not work for you, you can contact PalmPay for more assistance.

See also  How to pay back GTB Salary Advance Loan in 2023, code

How to repay PalmPay OK card Loan

Repaying your PalmPay OK card is a straightforward process that can be accomplished with a few simple steps. Whether you’re looking to settle your outstanding balance or keep your credit limit in good standing, following these instructions will guide you through the repayment process seamlessly.

To initiate the repayment for your PalmPay OK card, begin by launching the PalmPay mobile application on your device. This step is crucial as it puts you in the right interface to manage your OK card and financial transactions efficiently.

Once you’ve successfully accessed the app, navigate to the “Service” section. Within this section, you’ll find a prominently displayed option labeled “OK Credit.” This is the gateway to managing your OK card and making repayments.

Upon selecting “OK Credit,” a new page will appear, presenting you with a comprehensive overview of your financial status. This includes crucial details such as your credit limit, the available amount for usage, and most importantly, the current outstanding balance associated with your OK card.

Identify the “current outstanding” amount on the page. This figure represents the exact sum that you are required to repay. Understanding this amount is pivotal to accurately settling your OK card dues.

With the outstanding balance identified, proceed by clicking on the “Repay” option, which should be conveniently provided on the same page. By selecting this option, you are signaling your intent to initiate the repayment process.

Upon clicking “Repay,” you’ll be prompted to choose a repayment method. Depending on the options available, you can select the method that aligns best with your preferences and convenience.

After selecting your preferred repayment method and completing the necessary steps, your payment will be processed. Once the system confirms a successful repayment, your PalmPay credit limit will be promptly topped up.

Useful Codes

Here are some codes you can use while using PalmPay OK card feature:

Invitation or referral code

To find your palmpay referral code or invitation code, go to the ‘Me’ section of the PalmPay app and scroll down until you see option to copy invitation code. Click on it and your referral code will display for you to see.

If you need an invitation code here’s one you can use anytime 9YX2H5.

Activation code

You can activate PalmPay OK card from the app. Check under the service section of the app and click ‘OK card’. There you will be able to activate it if you’re using the feature for the first time.

Apart from PalmPay OK card loan, Here are other loan apps that that you can try

How to unfreeze palmpay ok card

Recently palmpay has begin to freeze ok card of defaulting customers. If yours also have been freezed you may want to know How to unfreeze it.

There are things you can do to get your account unfreeze.

  1. Continue using palmpay to do transactions.
  2. Pay all your outstanding debts.
  3. Contact palmpay customer care for help

How to withdraw money from Palmpay ok card to bank account

Now, what’s the simple and easy way to withdraw money from your PalmPay ok card to your bank account?

Step 1: Open Your PalmPay App

The first step is to open your PalmPay app and navigate to the finance section. Here, you will see the available balance for your ok card.

Step 2: Use betting site

To withdraw your money, you need to go to a betting site like bet9ja .com. Don’t worry, you don’t need to bet or use your money on this site. You only need it as a means of getting your money withdrawn.

Step 3: Create an Account

If you don’t already have an account, you will need to create one. Ensure that you fill in your details correctly, including your phone number, email, and bank account number.

Step 4: Go Back to Your PalmPay App

Go back to your PalmPay app and click on “View More” on the finance page. Click on “Betting” and scroll down to select the biller. Choose bet9ja as the biller.

Step 5: Input the Required Details

In the customer ID field, input the phone number that you used to register on the bettingsite without the first zero. Input the amount you want to withdraw and your pin.

Step 6: Withdraw Your Money

Once you have successfully sent your ok card fund to bet9ja from the PalmPay app, now go over to bet9ja and withdraw the money into your bank account.


In conclusion, PalmPay OK card is a digital financial feature that allows eligible customers to buy now and pay later within the PalmPay app.

Repayment is interest-free as long as it is done on time, but if not, there will be reasonable interest charges.

The OK card can be deactivated if there are overdue reminders, and repayment is made through the app’s service section.

Customers can also unfreeze their accounts by paying all outstanding debts, continuing to use the app, and contacting customer care for help.

Withdrawing money from the OK card to a bank account can be done through with the help of third party sites mentioned earlier.

By following the step-by-step guide provided, customers can easily manage their PalmPay OK card and enjoy the benefits it offers.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Please my palmpay account has been freezed since 5 months now please help me out palmpay please unfreeze my account

  2. Please my palmpay account has been freezed since 5 months now please my money bis there let palmpay unfreeze my account

    1. Who cares if like u like unfreeze u are taking advantages of customer to do any how u online bank no body trust ur bank u can close down tomorrow that is the end some body borrow money and after payment u freezed that account for 5month bastard thank God for zenith bank uba,first bank,access bank even opay

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