OneCash Loan App, How to Apply quickly

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OneCash presents a safe and practical solution for citizens of Nigeria who require a quick and hassle-free way to secure loans.

In this guide, we will walk you through the ins and outs of OneCash loans, ensuring you have all the information you need to make informed decisions.

Interest Rates

OneCash offers a transparent breakdown of their interest rates, ensuring that applicants are fully informed about the costs involved.

For instance, if you’re taking a loan of ₦20,000 for 91 days with an APR of 20%, the interest and total amount to be repaid on the due date can be calculated as follows:

  • Interest: ₦20,000 * 20% / 365 * 91 = ₦997
  • Principal repayment: ₦20,000
  • Total repayment: ₦20,000 + ₦997 = ₦20,997

Since the repayment period is for 3 months, your monthly repayment would be ₦6,999. However, keep in mind that interest rates can change over time, so it’s important to confirm the interest on any loan offer before accepting it.

Eligibility Requirements

Before applying for a OneCash loan, make sure you meet the eligibility criteria:

  • You must be a Nigerian national.
  • You should be at least 18 years old.
  • You need to be employed or self-employed with a steady source of income.

How to Apply for OneCash Loan

Getting started with OneCash is a straightforward process:

  1. Download OneCash App: Begin by downloading the official OneCash loan app from a Google play store
  2. Register an Account: Once the app is downloaded, register an account using your phone number. This step is crucial for verification and communication purposes.
  3. Complete Required Details: Fill in the necessary details as accurately as possible. Providing accurate information ensures a smoother application process.
  4. Submit Your Application: Once your details are filled in, submit your loan application through the app. Take your time to review your information before submitting to avoid any errors.
  5. Await Approval: After submitting your application, patiently wait for the approval process. OneCash will assess your application and determine your eligibility for the loan.

OneCash places a high priority on the security and privacy of your data. All data transmission is conducted over a secure HTTPS connection to ensure your information remains confidential.

Rest assured that your data will not be shared with anyone without your explicit consent, except with the lenders involved in the loan process. The platform employs a robust 128-bit SSL encryption to safeguard all transactions.

Contacting OneCash Customer Care

Should you encounter any issues or have inquiries, you can reach out to OneCash’s customer service through email:

  • Customer Service Email:

In addition, you can find their physical address for any necessary correspondence:

  • Address: 7 Curtis Adeniyi Jones Close, Off Adeniran Ogunsanya Street, Surulere, Lagos, Nigeria, 101241

Is OneCash legit?

OneCash provides a secure platform for loan applications and has established measures to protect your information.

However, it’s important to acknowledge that companies can evolve and change over time. Therefore, it’s advisable to conduct your own due diligence and consider your comfort level when dealing with any financial service.


In conclusion, OneCash emerges as a viable solution for Nigerians seeking quick loans with a transparent interest rate structure and a user-friendly application process.

By following the steps outlined in this guide, you can confidently navigate the world of online loan applications and make informed choices that suit your financial needs.

Remember, financial decisions should always be made responsibly, considering your individual circumstances and preferences.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. I mistakenly deleted the joy cash app on my phone , and am try to install but it not unavailable at the play store. I need the account number pls to repay back my loan

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