NNmoney loan review, How to apply

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NNmoney is one of the reliable online loan apps in Nigeria that offers quick and convenient emergency financial help to Nigerians. Whether it’s for unexpected expenses, emergency situations, or simply bridging the gap between paychecks, NNmoney can be of help to you.

In this blog post, we will delve into the key details and benefits of NNmoney loans, including interest rates, requirements, application process, downloading the app, contacting customer care, and verifying the legitimacy of the platform.

NNmoney Loan Interest Rates

NNmoney aims to provide a transparent and fair lending experience, ensuring that borrowers are aware of the associated costs upfront. It’s important to note that interest rates can vary over time, so it’s essential to confirm the interest rate of any loan offer before proceeding. Let’s take a look at an example to better understand how NNmoney calculates interest:


  • Loan principal: ₦5000 (180 days)
  • Interest rate: 12.6%
  • Total interest fee: ₦5000 * 12.6% = ₦630
  • Total repayment amount: ₦5000 + ₦630 = ₦5630
  • Annual Percentage Rate (APR): 25.2%

If you choose to make a one-time repayment, you would pay ₦5630 after 180 days. Alternatively, you can opt for monthly repayments of ₦938.4, calculated by dividing the total repayment amount by the loan term (₦5630 / 6 = ₦938.4).

NNmoney strives to maintain transparency and flexibility in its loan offerings, ensuring that borrowers have a clear understanding of the associated costs.

NNmoney Loan Requirements

To apply for an NNmoney loan, you need to fulfill a few basic requirements. If you are a Nigerian citizen and at least 18 years old, you are eligible to apply. Additionally, you must possess a Bank Verification Number (BVN), have a source of income, and maintain an active bank account.

These prerequisites are in place to ensure responsible lending practices and to protect both borrowers and NNmoney.

How to Apply for an NNmoney Loan

Applying for an NNmoney loan is a straightforward process. Here’s a step-by-step guide to help you through the application:

  1. Install the NNmoney App from the official app store. (Beware of unofficial app stores, as they may contain harmful or fraudulent applications.)
  2. Register using your phone number.
  3. Complete the identity verification process within the app, following the provided instructions.
  4. Submit your loan application with the desired loan amount and payment tenure.
  5. Await the credit decision from NNmoney.

Once approved, the loan amount will be disbursed to your registered bank account, and you can start using it according to your needs. NNmoney provides a convenient and user-friendly application process, enabling you to access funds quickly and efficiently.

NNmoney App Download

When downloading the NNmoney app, it is crucial to prioritize your safety and security. To ensure the authenticity and reliability of the app, it is strongly advised to download it only from official app stores like Google Play Store or Apple App Store.

These platforms perform rigorous checks to verify the legitimacy of the applications available. Avoid downloading loan apps from unofficial sources, as they may compromise your personal information and expose you to potential risks.

Contact NNmoney Customer Care

If you have any questions, feedback, or concerns regarding your NNmoney loan or the application process, you can easily reach out to their customer care team using the in-app options for contacting NNmoney customer care.

Most credible loan platforms offer customer support directly within their applications, ensuring a prompt and efficient resolution to your queries.

Is NNmoney Legit?

When considering any financial service, it’s essential to verify its legitimacy and credibility. While the information provided in this blog post indicates that NNmoney is a reliable platform, it’s crucial to remember that companies can change over time. It is ultimately your responsibility to exercise caution and conduct your own research before engaging with any loan service.

Reading reviews, checking the company’s website, and seeking recommendations from trusted sources can help you make an informed decision. Always proceed at your own discretion and ensure the safety of your personal and financial information.

In conclusion, NNmoney offers a reliable and convenient platform for obtaining personal loans. With transparent interest rates, accessible requirements, and a straightforward application process, borrowers can meet their financial needs efficiently.

Remember to download the NNmoney app from official sources, contact customer care within the app if needed, and exercise caution when dealing with any financial service. Take advantage of the benefits NNmoney offers and embark on your journey towards financial well-being.

For further information or inquiries, you can contact NNmoney through email at help@NNmoney.com. You can also refer to their privacy policy at NNmoney Privacy Policy.

Don’t hesitate to message them on WhatsApp or visit their address at Towobola Street, Egbeda, Lagos. NNmoney is committed to providing a reliable and seamless loan experience to its customers.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Good day sir or ma My name is Earl Tina chinelo Tina I’m so sorry that to be this way I never plan to all up to this moment temper Justice with mercy that I don’t have money to pay off at once it’s just that the way we plan things is not actually it was out for us please sir or ma I want to use this medium to ask you a favour I don’t know if it’s possible for me to be paying day pay please two that I can be able to pay off the loan I am going about 4,000 naira I don’t know the actual amount it now because my phone’s crush I had to use someone’s phone to email put my email to email you people that is the only way I can pay because I just lost my mum so please can purchase in the messy as if you sent to me and the thing is I didn’t know who sent the money because when I requested for the money I didn’t I didn’t confirm it I just left it like that all of a sudden I saw money in my account before to this customer care already start calling you on the phone I was so shocked so please that’s all I can do for now to be paying it to pay amount 300 everyday or 500 everyday so please answer see reasons with me and that you’re such a massive thank you and remain bless

  2. Why is the loan offered different from money expected to be received is the coupon in addition with the money to be transferred?

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