Lumos Loan App, Customer Care Number, apk download

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Lumos Loan is a reliable online credit loan platform designed for Nigerians in need of quick and hassle-free financial assistance.

With loan amounts ranging from ₦50,000 to ₦350,000 and repayment terms between 91 and 365 days, Lumos Loan is the perfect solution for your borrowing needs.

Loan Details

  • Loan Amount: ₦50,000 – ₦350,000
  • Loan Term: Shortest is 91 days, longest is 365 days
  • Daily Interest Rate: 0.0057%
  • Maximum Annual Interest Rate (APR): 20.55%

Loan Calculation Example

For example, if you choose a 12-month loan with a ₦100,000 principal, the calculation would be as follows:

  • Installment Plan: 12 months
  • Principal: ₦100,000
  • Amount of Expenditure: ₦100,000
  • PMT (monthly payment amount): ₦10,045.80
  • Cost: ₦0
  • Total Interest: ₦20,550
  • Total Amount: ₦120,550
  • Total Interest Rate: 20.55%
  • Monthly Interest: 1.71%

How to Apply for a Lumos Loan

Applying for a Lumos Loan is simple:

  1. Create your account.
  2. Apply in seconds.
  3. Receive your loan directly into your bank account.
  4. Increase your loan limit every time you repay a loan.

Eligibility Requirements

To be eligible for a Lumos Loan, you must:

  1. Be a Nigerian citizen.
  2. Be above 18 years old.
  3. Have valid documents and proofs.
  4. Have an active bank account.

About Lumos Loan

Lumos Loan is a pure online credit loan platform, focusing on providing users with instant loan services.

With mature and professional risk control capabilities, Lumos Loan can quickly conduct an overall credit assessment for users, offering loan amounts up to ₦350,000.

Tinni Investments Private Limited, a Systemically Important Microcredit Company, built the Lumos Loan app as a free service.

All loan applications are approved and sanctioned by the Central Bank of Nigeria (CBN) and communicated upfront during the loan application process.

Lumos Loan customer care

For any inquiries or assistance, contact Lumos Loan at:

  • Address: Flat No.4, Finance Quarter, Life Camp, Abuja, FCT-Abuja, Isabelcia Event Management, Nigeria
  • Email:
  • Mobile: +234 09013395317
  • Working Hours:
    • Monday to Friday: 9:00 AM to 6:30 PM
    • Saturday to Sunday: 10:00 AM to 6:00 PM
All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. To the customer care officer I have some issues to sort out with you company. I based in Abuja. I have tried to locate your office but I could not. My phone no x

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