Is Lemon Loans Legit? Review, Interest Rate, Contact Number

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What is Lemon Loans Customer care number? What is their interest rate and are they Legit? Find answers here.

Lemon Loan app is an online lending platform in the Philippines. It provides the Filipinos with the financial aid they need.

Below, we delve into the essential details, guiding you on how to navigate through Lemon Loans.

Lemon Loans Interest Rate

Understanding the interest rates is crucial before diving into any loan. In the case of Lemon Loans, the interest rates are transparent and user-friendly.

  • Interest Rate: The highest Annual Percentage Rate (APR) is capped at 20%, ensuring reasonable repayment terms.
  • Transaction Fee per Year: Zero transaction fees, providing a cost-effective borrowing experience.
  • Service Fee: Ranging from 0.1% to 0.35%, keeping the additional charges at a minimum.

For instance, if you choose a Loan Limit of PHP 10,000.00 with a Term of 120 Days, the breakdown of payments is as follows:

  • Total Interest: PHP 600.00
  • Total Service Fee: PHP 30.00
  • Interest Payable per Month: PHP 150.00
  • Monthly Repayment Bill: PHP 2,650.00
  • Total Repayment Due: PHP 10,630.00

Always remember, interest rates can fluctuate, so ensure you confirm the current rates before proceeding with your loan application.


Before applying for a Lemon Loan, make sure you meet the eligibility criteria:

  • Age: You must be between 18-65 years old.
  • Citizenship: You need to be a Filipino citizen.
  • Identification: Possess a valid Government-Issued ID Card.

Meeting these prerequisites sets the stage for your Lemon Loan application.

How to Apply for Lemon Loan

Getting a Lemon Loan is a straightforward, hassle-free experience. Here’s a step-by-step guide:

  1. Fill out Basic Information: Complete the required details swiftly.
  2. Credit Review: Allow approximately one minute for a credit review.
  3. Congratulations!: Within three minutes, you can have the cash in your hands.

Lemon Loan App Download

To access Lemon Loans conveniently, consider downloading the official app from the Google Play Store. Here’s how to do it:

  1. Open the Google Play Store on your Android device.
  2. In the search bar, type “Lemon Loans”.
  3. Select the official Lemon Loans app and click “Install”.

Caution: Only download the Lemon Loans app from the official Google Play Store to ensure security and reliability. Avoid unofficial app stores to safeguard your data.

How to Contact Lemon Loans Customer Care

If you have any queries or issues, Lemon Loans offers reliable customer support. Reach out through the following channels:

  • Email:
  • Phone Number: +63 9171098215
  • Office Address: Blck 11 lot 4 Recomvill Camarin Caloocan City

Alternatively, you can contact Lemon Loans customer care within the Lemon Loans app for prompt assistance.

Is Lemon Loans Legit?

Yes, Lemon Loans is a registered and legal lending platform in the Philippines. You can use their service to obtain loan and pay back later.

However, always exercise caution while dealing with any financial institution. Companies can change, and it’s essential to make informed decisions and use financial services at your own discretion.


In conclusion, Lemon Loans offers a viable financial solution to Filipinos, promising quick, secure, and efficient lending services. Ensure you understand the terms, stay informed about the interest rates, and use the official app to make the most of this financial lifeline.

Your financial well-being matters—choose wisely, and let Lemon Loans assist you in your financial journey.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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