Kiakia loan is a very good choice if you need urgent credit. In this post you’ll find everything including ussd code, app download, interest rate and requirements.
As the name implies, the KiaKia loan was designed with quick disbursement in mind.
KiaKia makes it significantly simpler to obtain a loan without providing collateral.
KiaKia loan app apk download
Do you want to download Kia kia loan app? At this moment, there is currently no KiaKia loan application in any of the app stores.
Kia kia administer all of their lending services on their website.
They claim that customers using utility phones will have access to all of their services.
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Kia Kia loan Requirements
To be eligible for this loan, you must provide the following documents and fulfil their requirements:
- Acceptable forms of identification
- A bank account (ideally with a bank based in the your country of residence)
- Bank Verification Number.
- Income documentation from your employer or business.
- Your active email address.
- Must reside in either Nigeria or Ghana.
- You must be 21 years or older.
KiaKia loan interest rate?
This loan’s interest rate ranges from as low as 5.6% to as high as 24%. Given how quickly clients apply, this is not a terrible rate basis.
Undoubtedly, they provide the exact applicable interest rate during the loan application process.
Customers will accept or reject the product.
How to apply for a loan from KiaKia
To apply for a KiaKia loan, please complete the below steps:
- Visit the KiaKia website
- Create an account using your proper details.
- Fill loan application form on the website.
- Upload a valid identity card
- Enter the amount of your desired loan
- Select the loan period
- Take a snapshot of your three most recent salary or income alerts and submit them.
- If they accept your application, they should also accept the loan terms and conditions.
- Verify your bank account details.
- Last, receive credit
KiaKia loan Repayment
Kia kia loan repayment is straightforward. You only need to repay the loan within seven to thirty days depending on the how much you’re given.
Due of the associated benefits. It is crucial to repay your loans as quickly as possible if you can.
The duration of the loan application process is less than fifteen minutes. However, you must meet certain requirements before you can qualify for this loan.
Features
Kiakia loan includes a number of fascinating features, such as the fact that it does not only provide loans to unemployed individuals; users can also begin investing with Kiakia loan utilising the Kia kia p2p app.
The KiaKia p2p app is a peer-to-peer lending programme that allows you to fund, invest, and earn interest on loans.
By investing in a loan or business, the interest rate ranges from 12% to 40% quarterly, semiannually, and annually.
Kiakia loan code
To Access Kiakia loan through the use of ussd code, you can do that using *448#. This is the official code to request for loan from the KiaKia without the use of an app or website.
Also no internet is needed to use the code. Just dial it and you could be on your way to getting the money you need.
Pros and Cons
Pros
- The application process is straightforward, and funds are disbursed within minutes.
- Also, there is no need for extensive paperwork.
There are no geographical limits, thus applicants can come from anywhere
Cons
- It includes a loan processing fee.
- The maximum amount of money that can be borrowed is modest.
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FAQ
Among the most frequently asked loan-related questions in Ghana are:
Can I obtain a loan if I’m unemployed?
Yes, you can. It may be difficult to obtain, as most lenders prefer to lend to individuals with a stable source of income.
The greatest approach is to apply for a loan through a mobile application that disregards income as a factor.
Where can I download kiakia app?
As discussed earlier, kia kia loan can only be obtained through their official website. They do not operate on any apk, app or application.
Can I obtain a personal loan with no income?
Yes, you can. Due to technology improvements, it is considerably simpler to track down borrowers today than in the past.
In essence, it is now possible to obtain a personal loan without a job. In truth, you are only need to produce proof of account and complete the application process.
Can I obtain a loan if I have just begun working?
Yes, you can. However, the loan amount would be significantly less than for those with strong proof of income, as you may not have as much as they do.
Conclusion
If you’re looking for a short-term loan, a KiaKia loan is something you should investigate. If you earn credit points with them for an extended period of time, you can seek loans that are significantly larger.
Simply visit their website, complete the necessary steps, and they will assess your loan application.
If it is successful, you will receive the loan immediately. However, you should only obtain a KiaKia loan if you can afford to make the payments.
