Juanhand Loan App Review, Interest Rate, is it Legit?

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If you’re in the Philippines and in need of a quick cash loan, you’ve probably heard of Juanhand loan.

In this post, we’ll dive into the details of Juanhand Loan, including interest rates, requirements, how to apply, downloading the app, contacting customer care, and its legitimacy. Let’s get started!

Juanhand Loan Interest Rate

Juanhand offers loans ranging from ₱2,000.00 to ₱25,000.00 with loan terms spanning from 91 days to 180 days. The maximum Annual Percentage Rate (APR) is capped at 30%.

While they charge a one-time sign-up fee and a service fee per transaction, it’s important to note that the service fee can range from 0% to a maximum of 16%, depending on the specific loan terms.

For instance, if you borrow ₱10,000 for 91 days with a 12% interest rate, your total repayment would be ₱11,299.17, with monthly installments of ₱3,766.39. Always remember that interest rates can change over time, so make sure to confirm the interest rate on any loan offer before accepting it.

Juanhand Loan Requirements

To be eligible borrow money from Juanhand, you need to meet the following criteria:

  • Be at least 18 years old
  • Be a Filipino citizen
  • Possess one government-issued ID
  • Have a stable source of income

Meeting these requirements is essential to qualify for a loan with Juanhand.

How to Apply for Juanhand Loan

Getting a cash loan with Juanhand is a straightforward process:

  1. Download the JuanHand Loan App: Start by downloading the JuanHand online loan app from the Google Play Store.
  2. Fill out the Loan Application: Once the app is installed, fill out the quick loan application provided within the JuanHand loan lending app.
  3. Wait for Evaluation: After submitting your application, the JuanHand team will evaluate your request.
  4. Receive Cash: If approved, you’ll receive fast cash directly into your bank account, Gcash, or Coins.ph wallet.

Juanhand App Download

To download the Juanhand app safely, follow these steps:

  1. Open the Google Play Store on your Android device.
  2. In the search bar, type “Juanhand Loan” and press Enter.
  3. Locate the official Juanhand app developed by WeFund Lending Corp.
  4. Click “Install” to download the app.

Alternatively, you can click here to download Juanhand loan app.

Remember to avoid downloading loan apps from unofficial app stores to protect your personal information.

Juanhand Customer Care contact

If you have questions or need assistance, you can reach out to Juanhand’s customer care through various channels:

  • Facebook: Visit @JuanHandOfficial on Facebook.
  • Website: Go to www.juanhand.com.
  • Customer Service Phone: Dial +63285390150.
  • Email: Send an email to cs@juanhand.com.
  • Address: You can visit their office at Trade and Financial Tower, 32nd St. Cor. 7th Ave., BGC Taguig, Philippines 1630.

Is Juanhand Legit?

Yes, JuanHand is a legitimate online lending platform in the Philippines. It is a subsidiary of WeFund Lending Corporation, which is registered with the Securities and Exchange Commission (SEC) with registration number CS201825672. They have Certificate of Authority No. 2844.

JuanHand offers short-term loans to Filipinos with a minimum loan amount of PHP 500 and a maximum loan amount of PHP 20,000. The interest rate for JuanHand loans ranges from 2.4% to 3.6% per month.

Conclusion

In conclusion, Juanhand offers a convenient way to access cash when you need it in the Philippines. Just ensure you meet the requirements, use the official app, and understand the terms before taking out a loan. Your financial security is essential, so always stay informed and make decisions that are in your best interest.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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