How to get virtual Dollar Card in Nigeria

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How to get virtual dollar card in nigeria
In Nigeria, the use of virtual Dollar cards has become increasingly popular, particularly for online transactions involving international payments.
As an online shopper, you may have encountered challenges in making payments on foreign websites or apps because of the limitations placed on Nigerian debit cards.
One way to bypass this challenge is to get a Virtual Dollar Card. A VCD is a card that is funded in USD and can be used for online payments in foreign countries.
Virtual Dollar cards offer convenience, security, and flexibility, allowing users to transact without the need for a physical card.
In this blog post, we will discuss how to get Virtual Dollar Card and the top three apps to get it in Nigeria.

How to Get Virtual Dollar Card in Nigeria

You can get a virtual Dollar card following the steps below:

  1. Choose a virtual dollar card provider: There are several providers that offer virtual Dollar cards in Nigeria, including Chipper Cash, Barter by Flutterwave, Payoneer, Alat, etc. We will talk more on this later in this post.
  2. Register on the platform: Once you’ve chosen a provider, you’ll need to register with them. This usually involves providing your personal information and creating an account.
  3. Verify your account: Depending on the provider, you may need to verify your account by providing additional documentation such as a valid ID card or utility bill. This step is necessary to prevent fraud and ensure the security of your transactions.
  4. Fund your account: You’ll need to fund your virtual Dollar card account before you can start using it for transactions. Most providers allow you to fund your account using various payment methods such as bank transfer, debit or credit card, or even cryptocurrency.
  5. Create your virtual card: Once your account is funded, you can create your virtual Dollar card. This usually involves selecting a card type and entering your card details, such as the card number, expiry date, and CVV code.
  6. Start transacting: With your virtual Dollar card created, you can start using it for online transactions that require international payments. Remember to always check the transaction fees and exchange rates before making any payment.

Apps to Get virtual Dollar Card from in Nigeria

1. Chipper Cash

Chipper Cash is a digital bank in Nigeria that provides effortless transactions to its users. It simplifies the process of sending and receiving money within Nigeria, and also allows for easy bill payments.

With Chipper Cash, you can obtain both naira and dollar virtual cards that can be used for online payments on various websites and applications.

Chipper Cash’s virtual cards are versatile and can be used on different websites and apps. This makes it a great choice for those seeking to quickly send money to business associates or make online payments.

Overall, Chipper Cash is one of the top virtual credit card providers in Nigeria.

2. Gomoney

Gomoney is a digital bank in Nigeria that offers Virtual Credit Cards for easier payments on foreign websites. With Gomoney, you can send and receive money easily in Nigeria.

To get a Gomoney Virtual Dollar Card, download the Gomoney app, register with your phone number, confirm the OTP code, and verify your BVN.

Upgrade your account to level 2 by submitting a valid means of identification, and you can link your Gomoney Virtual Card to your PayPal account, make payments in USD, and use it to make local payments in Nigeria.

3. ALAT by Wema

ALAT is a fully established digital bank in Nigeria that offers Virtual Dollar Cards for payments on foreign websites. With ALAT, you can make payments easily on Uber, Netflix, Spotify, Google Play, Apple Music, and other websites. Getting an ALAT Virtual Card is easy.

Visit the ALAT website or download the ALAT mobile application on Play Store or Apple Store, create an account, log in, select “Card,” click on ‘ALAT Virtual Dollar Cards,’ enter your PIN, fill in the necessary information and proceed.

4. Barter by Flutterwave

Barter is a virtual card created by Flutterwave for its users and for every Nigerian to have the chance to make payments online.

Having a Barter Virtual Card allows you to make payments on websites where your physical card is rejected.

You can fund your Barter Card using Naira and link your physical card with it. To get a Barter Virtual Card, download the Barter app, sign up and verify using your BVN.


Getting a virtual Dollar card in Nigeria is a simple process that involves choosing a provider, registering, verifying your account, funding your account, creating your virtual card, and starting to transact.

With a virtual Dollar card, you can enjoy the convenience, security, and flexibility of online transactions without the need for a physical card.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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