Hcwallet Loan app download, customer Care, Ussd Code, legit?

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Hcredit loan review

Are you in need of a quick and hassle-free loan? Look no further than Hc Wallet Loan.

Hallo Credit is also known as Hcwallet or Hcredit. In this post, we show you how to get borrow money from them pretty quickly.

According to their available public information, Hc wallet has a professional and passionate experts, with strong backgrounds in finance and mobile credit services, and are dedicated to providing the best experience for mobile loans.

About Hc wallet Loan App

Their loan app is integrated with local payment solution services and cooperates with local banks to ensure that their users receive the best possible service.

With Hcwallet, you can borrow as many times as you want within your credit limit, making it flexible and affordable.

Hc wallet Personal Loans are unsecured, which means you can borrow the money you need without having to worry about pledging any collateral.

With loans of up to N100,000 on offer, you can meet any financial obligation without a hassle. Repay your loan over flexible tenors ranging from 91 days to 180 days.

Hcwallet Loan app download

You download Hcredit Loan app from their website at hcwallet.net. You can also get it from Google Play store.

To do this, all you need is heed over to the popular Google play store and search for the term Hcredit app.

Once you find it, click on install to download it on your phone. After downloading, you can open the app and create an account immediately.

Hcwallet Loan Requirements

To be eligible to apply for an Hcwallet loan, you must be a citizen of Nigeria, between the ages of 22 to 60 years, and have a monthly source of income.

You must also have an active Nigerian bank account, provide your Bank Verification Number, and have a valid means of identification.

Additionally, you must have a good credit score with no outstanding loans from other lenders and provide details of two of your next of kin, including their phone numbers.

Is hcwallet legit?

From our findings, hcwallet has been of help to a lot of Nigerians. Their app is on the Google play store and has over 1 million downloads and 10,300 reviews.

So we can say that hc wallet is legit. However, as always, do remember that it’s good to collect loans only when you have a means to pay back.

How to apply for Hc wallet loan

To apply for hcwallet loan, all you need to do is register with your bank account details and BVN. Hc wallet will also send a confirmation code to the phone number linked to your BVN.

After registration, you can apply to receive a loan. Once your credit limit has been determined, you will be able to instantly take a loan within your credit limit.

If your loan application is rejected, it may be due to insufficient data or invalid details provided in the application.

However, as a lender, Hc wallet takes steps to ensure that they only extend credit to applicants who can afford it.

Therefore, if you don’t match the profile of the individual they normally lend money to, they may deny you access to their loan services.

Hcwallet ussd code

Hc wallet does not have ussd code for taking loan from them. You have to use their app in order to borrow from them.

If you need a loan you can take with code, you cab try any of the following

Palmpay Loan

Lcredit Loan

Other loan apps

In that case, there are other more reliable places to get loan which we’ve posted about. You can find them below:


In conclusion, HCwallet promises to provides a simple and straightforward loan application process. Follow the steps and submit the basic documents required to avail your loan.

The text below has been reported to have come from hcwallet, however the link isn’t working at the time of checking, you may disregard when you receive such sms on your phone.

dear valued customer, click https://bit.ly/3hnfs8t to download hcwallet get your ngn250,000 loan in 2 mins

For any queries or assistance, you can email Hcredit customer care at services@hcwallet.net or contact their phone number on their official phone number.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. Pls improve on your USSD code and to repay kindly send me your account number because the app did not show the repayment

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