Growly Loan App – How to borrow money or lend it

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Growly Loan is a smart network that provides instant loans at the lowest market rates and also enables verified borrowers to receive loans with as little as N100 while offering investors the opportunity to earn up to 24% per annum.

Growly makes the process of getting and giving loans quick and easy while providing borrowers and investors with a sense of security.

Getting Loans with Growly

Growly provides loans ranging from ₦1,000 to ₦250,000 without requesting collateral. The loan disbursement process is quick, and the repayment periods range from 61 days to 12 months.

Growly charges a monthly interest rate of 20% with an APR of 240% per annum. There are no hidden fees, and the repayment schedule is easy to understand.

For example, if you get a loan of N100,000 over 2 months, the total interest on the loan would be ₦40,000 (40% rate). The monthly repayment would be ₦70,000, and the total amount payable would be ₦140,000.

Giving Loans on Growly

Growly also provides investors with the opportunity to give loans to verified borrowers with as little as N100.

The investor’s money is insured, and the principal is refunded in full if the borrower defaults. Growly pays monthly interest on the loans with quick payouts.

For instance, if an investor gives a loan of N100,000 over 2 months, the monthly return would be N2,000, and the total returns on the loan would be N4,000 (4%). The total amount receivable would be ₦104,000.

Why Trust Growly?

Growly Loan App is a trusted platform for borrowers and investors. Here are some reasons why:

  • Bank-Level Security: Growly works with CBN-licensed banks that are NDIC-insured, providing market-leading security for users’ money.
  • Certified Lenders: Growly has a money lending license (Certificate Granted Under Section 7(2) of the OT Money Lenders Act (Cap, 525) LFN 1990) to operate as a trusted lender.
  • Full Borrower Assessment: Growly assesses every borrower, confirming their affordability, and approving only certified borrowers. The platform conducts deep checks, including bank statement analysis, credit report analysis, and loan behavior reviews.
  • 24/7 Control: Investors have full control of their money at all times. They can withdraw any money that has not been loaned out and receive detailed reports on every successfully matched loan, letting them know how much was borrowed and the repayment terms.
  • Secured Privacy: Growly respects users’ privacy, keeping all information shared confidential unless authorized by the user to do otherwise. The platform does not send messages or give calls to user contacts.
  • Data Protection: Growly does not store users’ banking credentials or card information. Working with independent PCIDSS-compliant payment processors makes it possible for the platform to provide its services without storing users’ card details.
  • Market-leading Partnerships: Growly partners with only licensed partners to review users’ bank statement and credit information.
  • Customer-friendly Support: Growly provides extensive support through its support emails, direct phone call, Facebook, Instagram, and Twitter. Users can also visit the platform’s YouTube page to get easy tips and guides.


Growly is a trusted platform for borrowers and investors alike. The platform provides instant loans at the lowest market rates while enabling verified borrowers to receive loans with as little as N100.

Investors can earn up to 24% per annum, and their money is insured with principal refunded in full if a borrower defaults.

Growly Loan app is secure, trustworthy, and provides full control to investors, while also conducting thorough assessments of borrowers to ensure that only certified borrowers are approved.

With bank-level security, certified lenders, and market-leading partnerships, Growly ensures that users’ information is kept confidential and their banking credentials and card information are not stored.

The platform also provides extensive support through various channels.

Overall, Growly Loan App is a reliable platform that simplifies the process of getting and giving loans, providing a sense of security to both borrowers and investors.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

1 Comment

  1. Mr Femi Olawole, please attend to my case of paying twice my loan. I repaid my loan of 5850 twice since last week and my money was not refunded.

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