GoCash Loan App Download, customer care number, ussd code

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GoCash loan is a Nigerian lending platform that enables individuals to borrow money using only an Android phone and no collateral, documentation, or paperwork needed

Online loans have become one of the most prevalent solutions for Nigerians to solve minor financial issues.

One of the several platforms is the GoCash loan app, which provides access to credits of up to 300,000 without collateral.

However, when it comes to taking loans online, you may be concerned about a number of factors, including the interest rate, the safety, the time of payback, whether or not your information is secure, where to send any complaints, and most significantly, the legitimacy of the loan company.

This is why we have provided you with a comprehensive, unbiased evaluation of the GoCash loan application and have shown you all you need to know before applying for a loan on GoCash.

Let’s get started without further delay!

About  GoCash Loan

GoCash gives loans to Nigerians without any collateral.

This basically implies that as an individual residing in Nigeria, you can obtain a quick loan from GoCash without presenting a document .

With fewer stringent conditions, the lending company aims to provide Nigerians with easy and flexible access to low-interest loans, so that they may all pursue repayment.

However, is the interest rate truly so low?

Let’s find out.

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GoCash Loan interest rate

Similar to the KashKash loan app, GoCash provides loans with a high-interest rate despite requiring loan repayment within 91 to 365 days.

Their loan amounts range from NGN 5,000 to NGN300,000, and their interest rates range from 4.5% to34%, with an equivalent monthly interest rate of 3% to 29% and an annual percentage rate (APR) of 29% to 365%.

For instance:

GoCash’s monthly interest rate for a 1,000 loan with a 6-month period is 4.4%. And the interest rate is 26.4 percent, and the interest for a six-month repayment period would be 263. The total sum owed is 1,263 yen.

GoCash Loan requirements

In general, the primary loan eligibility requirements on GoCash include being a Nigerian and being at least 20 years old.

However, there are other prerequisites for a GoCash loan in addition to the two items listed above.

  • You must have an Android phone.
  • You must install the Go cash lending app on your phone.
  • You must both be a Nigerian citizens and reside in Nigeria.
  • You must be at least 20 years old and no older than 55 years of age.
  • You must have a valid BVN.
  • Deposit bank account.
  • A valid Email address.
  • You must have a reliable monthly revenue source. This will be used to evaluate your ability to repay the loan amount.

If any of the above prerequisites are not met, you will be unable to apply for a loan through the GoCash loan application.

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How to Obtain a GoCash Loan in Nigeria

If you match all of the above criteria, the only remaining step is to apply for a loan on GoCash and have the funds deposited directly into your bank account.

For this, you must:

  1. Install the GoCash app (scroll down to see how).
  2. Register for a new account.
  3. Next, click the “Loan” option.
  4. Then, accurately enter the relevant information.
  5. Now enter the amount you wish to borrow.
  6. Input your desired loan term or duration.
  7. If your application is approved, the loan funds will be deposited into your bank account. You may try again if your submission was refused.

That is how to obtain a loan using the GoCash loan application.

Before any of the preceding steps can be carried out, you must first download the app.

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GoCash Loan App download

GoCash cannot be downloaded through the Google Play Store at this time, however, it can be downloaded through their official website.

If you tried to find the GoCash loan app on the Google Play Store or the Apple Software Store but were unsuccessful, that does not imply you cannot obtain the app.

You only need a web browser (Chrome, Opera Mini, Firefox, or Brave) and the following link to access the GoCash loan app download page.


GoCash has made the repayment of your loan as simple as possible. On the due date(s), your payment will be automatically debited from the account associated with the debit/ATM card you specified during the loan application process.

Additionally, you can repay your loan before the due date. This can be accomplished by clicking the “Repay” button on the dashboard of your GoCash loan application.

Keep in mind that once your loan is approved, the due dates are fixed. To continue to have access to the Go Cash loan service, you must repay the loan on or before the due date.

Is GoCash Loan legit?

Google Play Store and App Store are, without a doubt, the most reliable source for legitimate and authentic Apps.

However, since GoCash is not available on the Play Store or App Store, people typically ask, “Is GoCash legit?”

Since downloading and installing the app, applying for a loan, and repaying it without issue for some individuals, one can conclude that GoCash is legitimate.

Due to the high-interest rate and poor customer support that accompany GoCash loans, I think you should use gocash with caution.

Again, GoCash is a trade brand operated by Sokoloan. This indicates that Go cash is not a standalone business.

Therefore, to play it safe, I would recommend you go for more reliable loan like fairmoney loan, easemoni loans or palmpay loan.

Review of the GoCash Loan Application

I hope you haven’t forgotten that the primary focus of this post is a review of the GoCash loan app. Therefore, let’s examine all of its features to determine if it meets your needs.

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First, you can obtain a loan from GoCash within minutes without supplying any documentation.

Second, with interest rates ranging from 4.5% to34%, the platform offers loans with a much higher interest rate than other loan applications, such as Branch loan.

Thirdly, the GoCash lending app is not available on the Google Play Store or the App Store, and it has received a great deal of bad comments online.

The platform provides short-term loans to new users.

The GoCash loan app provides some useful features, a straightforward UI, and is user-friendly.

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GoCash customer care

You can contact GoCash customer care in a variety of ways. however, note that their representatives may be somewhat unfriendly (Especially when your loan is due).

GoCash Customer care Phone

08163993521 is the GoCash customer care number. You can contact them with your request, and they will attempt to assist you.

The email address for GoCash

The email address for contacting GoCash is gocashservice@gmail.com.

Frequently Asked Questions

What do I need to qualify for a GoCash loan?

You must be at least 20 years old, reside in Nigeria, and provide your cell phone number, bank verification number (BVN), and bank account number.

You must also furnish us with your basic information in order for us to determine your credit score. The company will determine your eligibility for the loan based on your credit score.

What documentation or collateral are required for a GoCash loan?

GoCash does not demand collateral or paperwork – our entire process is paperless! All that is required is an Android handset, a data connection, identity, and valid bank information.

How do I obtain a loan from GoCash?

Sign in or register to identify yourself after downloading the program; this will send you to the GoCash registration/application forms. Complete a loan application with accurate information, then establish the amount you wish to borrow.

Typically, you will be notified of the loan decision as soon as feasible after submitting your application.

What happens if I am unable to repay my GoCash loan?

Not paying back your GoCash loan may result in:

– Your access to our lending service has been suspended.

– Reporting a delinquent account to various credit bureaus.

Participation with external collection agencies

– Possible legal action.

Who owns the GoCash website?

GoCash is a subsidiary of Sokoloan. This indicates that the company is a member of Sokoloan.

GoCash is accessible in Nigeria?

Yes, you may obtain go cash in Nigeria. Despite the fact that their app is now unavailable on the Google Play Store.


GoCash is without a doubt one of the instant lending apps in Nigeria that offer loans without collateral or a cosigner.

The GoCash loan interest rate, what Go cash loan requirements are, and how to obtain a GoCash loan should no longer be a concern after reading this article’s comprehensive GoCash loan app review.


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About the Author: Femi Olawole

Femi Olawole is a web designer, blogger and SEO expert. For enquiry, send me an email here at contact@femiolawole.com

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