Drafty loans UK Review, How to apply? Contact Number

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If you’re tired of traditional loans and their expensive interest rates, Drafty offers a fee-free and flexible alternative. With Drafty loans, you can access a personal line of credit that gives you the freedom to borrow cash whenever you need it.

In this comprehensive blog post, we’ll explore the key features of Drafty loans, including the interest rates, requirements, application process, app download, customer care contact information, and the legitimacy of Drafty as a lending option.

Interest Rates

Drafty offers a personal line of credit with a representative APR (Annual Percentage Rate) of 96.2% (Variable). It’s important to note that this is the representative APR, and the actual interest rate you receive may vary based on your individual circumstances.

With Drafty, you only pay interest on the amount you draw or use from your credit line. This means you have the flexibility to borrow and repay as needed, potentially saving on interest costs.


To be eligible for a Drafty loan, you need to meet certain requirements. These requirements may include:

  • Being a UK resident
  • Being at least 18 years old
  • Having a regular income
  • Passing affordability checks conducted by Drafty

Meeting these requirements increases your chances of being approved for a Drafty line of credit. However, approval is subject to individual assessment and creditworthiness.

How to Apply for Drafty Loans

The application process for Drafty loans is straightforward. Follow these steps to apply for a personal line of credit:

  1. Visit the Drafty website at drafty.co.uk to access their services.
  2. Fill out the application form with the required information, including your personal details, income, and desired credit limit (up to £3,000).
  3. Submit your application for assessment.

Once your application is received, Drafty will conduct affordability checks to determine your eligibility and credit limit. If approved, you’ll be provided with a Drafty account, which represents your personal line of credit.

Download the Drafty App

Managing your Drafty account and accessing funds is made easy with the Drafty app. Here’s how you can download the app:

  1. Go to your device’s app store (Google Play Store or Apple App Store).
  2. Search for “Drafty” in the app store’s search bar.
  3. Locate the official Drafty app and click on “Download” or “Install” to get the app on your device.
  4. Once downloaded, open the app and log in using your Drafty account credentials.
  5. From the app, you can apply for loans, draw cash, check your balance, and manage your payments conveniently.

The Drafty app provides a user-friendly interface to access and manage your line of credit efficiently.

Customer support

If you have any questions or require assistance regarding Drafty loans, you can reach out to their customer care team from 9am to 6pm Monday to Friday and 9 am to 1 pm on Saturday. Here are the contact details:

  • Drafty Contact Number: 0203 695 8072
  • Website: drafty.co.uk
  • Email: support@drafty.co.uk or info@drafty.co.uk
  • Postal Address: PO Box 10756, LEICESTER, LE3 4GX
  • USA Address: 251 Little Falls Drive, Wilmington, DE 19808, USA

Feel free to visit their website or send an email to the provided address for any inquiries or support you may need. The customer care team is there to assist you.

Is Drafty Loans Legit?

Yes, Drafty is a legitimate provider of personal lines of credit. They are an FCA (Financial Conduct Authority)-authorized company, ensuring compliance with regulatory standards.

As with any lending option, it’s essential to carefully consider your financial situation and repayment capabilities before borrowing.

While Drafty offers flexibility and convenience, it’s important to borrow responsibly and make timely repayments to avoid unnecessary fees and interest charges.


In conclusion, Drafty loans provide a flexible alternative to traditional loans, allowing you to access cash as and when needed. With a simple application process, a user-friendly app, and customer care support, Drafty aims to offer a convenient borrowing experience.

Remember to review the terms, conditions, and interest rates before applying for a loan to ensure it aligns with your financial goals and circumstances.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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