Chipper Cash app review – How to register, send & receive money

75 Likes Comment

If you want to know How to register, send & receive money on Chipper Cash app as well as USSD code, this complete guide is for you.

This review covers

Airtime, data and TV subscriptions on chipper cash
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail

  • download for PC
  • Supported countries
  • How to register
  • How to get referral code
  • Requirements and steps to register
  • How to send and receive money on chipper cash
  • how does it work
  • Get account number and virtual Card
  • How to add fund or withdraw money from Chipper Cash app into your bank account

What is Chipper Cash App?

Chipper cash is an easy-to-use app for making and receiving immediate cross border payments in Africa. You can use it to send money to your family and friends even if they live in other African countries.

Read this: Palmpay USSD Code to transfer, check balance & for airtime purchase

Chipper Cash supported countries

Presently, Chipper Cash app is supported in the following countries:

Chipper features
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail

  • Nigeria
  • South Africa
  • Ghana
  • Rwanda
  • Tanzania
  • Uganda
  • Kenya
  • United Kingdom
  • United States

As you can see, you can also send and receive money to and from the United Kingdom and United States with Chipper Cash app.

How to Register

Following items are required to sign up for chipper cash


A smart phone: Your phone is the basic requirement needed to open an account with Chipper Cash. You will also need the details below.

A valid email address: An email is needed in order to sign up for Chipper Cash. You will need this email later if in case you forget your password. This is why you must use a valid email.

A phone number: You need a phone number to sign up for Chipper Cash. Like the email, you need the phone number to reset your password if you later forger it.

Your BVN: This isn’t a new thing as every financial app now asks for your BVN while signing up. So this one isn’t different. One of the reason for asking for BVN is to prevent one person signing of for more than one account.

Sending money on chipper cash app
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail
Sending money on chipper cash app

Steps to register

  1. The first step is to download the app. Click here to download chipper cash for Android. IPhone users can download the app here.
  2. Lunch the app and click on sign up. Ensure you sign up with your phone number, not email. If not, you will not earn referral bonus and may encounter issues later.
  3. Input your valid phone number and an OTP will be automatically generated and sent to your phone. Check your phone, copy and paste the OTP into the chipper cash app as instructed by the sms.
  4. Create a unique username. Your username will be needed whenever you’re sending and receiving money on Chipper Cash.
  5. Select the currency of your country of residence. For all transactions, this will be your default currency.
  6. Set your 4 digit security pin for a secured transactions. Make it unique and memorable to you.

PalmPay Flexi Cash, Invitation Code, Benefits, how to Withdraw

How to enter referral code

Chipper cash referral
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail
Chipper cash referral
  • Scroll to the bottom of the app
  • Click on earn
  • Click on Enter Referral Code
  • A box will appear, enter my referral code as seen here: DWGWK.
See also  Blocka Cash Loan apk, interest rate, is it legit, contact number

You will earn 600 naira (after verification) for using my referral code.

Make sure you type the referral code correctly and please remember that all letters are in capital form.

As after you’ve pasted or typed the referral code, click on “Apply”.

Please note again that the chipper cash referral code DWGWK is case sensitive, so do ensure you enter it as it is.


The next important step is verification. At the top right corner of chipper cash app, look for your small Profile icon and click on it.

Scroll down to the bottom of the page and click on Get verified.

For instant verification and approval, select BVN. Enter your bank verification number and take a selfie as directed. Once you do this, your account will be verified in minutes.

Fund, Deposit and Withdrawal

Chipper cash
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail

Following are steps to funding, making deposits and withdrawing money from the app.

How to add fund to Chipper Cash app

  1. On your dashboard, Click on your balance and select Add Cash. Follow the instructions until you have successfully added at least 1000 naira.
  2. Send N1000 to your chipper cash app. You can do this via your ATM card or bank transfer. For bank transfer, just send the money to the wema account given to you by the app.
  3. Once the N1000 is successfully added to your chipper wallet, send it to any chipper app user. To do this, tap Send button and follow the next instructions. Make sure the person you’re sending your 1000 naira to is a trusted person who will send it back to you, or your money will be gone for good. If you don’t have anyone to send it to, you can send it to me. Then send me a message on whatsapp via 08167640600. I will forward it back to you immediately.
  4. Tell the chipper user to foreword the money back to your account. That’s it, you will receive your welcome bonus of 600 naira after about an hour later.
See also  Credit Karma Customer Service Email and Phone Number

How to deposit money into your Chipper Cash account

If you want To deposit money to your Chipper Cash account, open the app and locate the “Add Cash ” button.

A page requesting you to input your ATM card details will come up. Follow the details until the process is complete.

How to withdraw money from Chipper Cash app into your bank account

To withdraw money to you bank account is easy. All you have to do is:

  • Tap your image icon at the top right of the page.
  • Click on “Cash Out“.
  • Input the amount you’re sending
  • Wait for your money in your account.

Now let’s follow these steps to send money to the beneficiary:

Chipper Cash beats many other fintech apps when it comes to currency conversion rate. So it wont cost you that much to send money to your relatives who live in other countries.

Chipper cash review

chipper cash app reviews
  • Facebook
  • Twitter
  • Gmail
  • Yahoo Mail
chipper cash app reviews

There has been a lot of chipper cash app reviews on both Apple app store and Google play store.

At the moment, the app has over 1 million downloads, 54 thousands reviews with 4.2 rating on Play Store. On Apple app store, chipper cash has over 5,000 reviews with 4.3 ratings.

By implications, this means that the app is legit and useful and can be trusted.

How to earn more money on Chipper Cash app

To earn even more, all you have to do, is copy your referral link and share. If you have a blog, Facebook group or page, put it there and start earning.

Note that for your referrals to count the persons you redder must verify their accounts.

Chipper cash download for pc

From what I’ve seen so far, Chipper Cash does not mention anything on their website about its support for pc.

Although I can see some bulk of unofficial websites offering chipper cash download for pc, I’ll suggest you stay away from them as these could be loaded with malwares.

You should only download financial apps or software from official websites.

Chipper Cash account number

Chipper Cash app will also give you a bank account number upon signing up. Their partnership with  Providus Bank and Wema bank makes this possible.

You will also be given Virtual Card to send and receive money or make online payments.

Read this: Unity bank transfer code, ussd to check balance, account number & activation

I hope this tutorial, How to register, send & receive money on Chipper Cash app as we go into a new year 2022, this guide is for you.

You might like

About the Author: Femi Olawole

Femi Olawole is a web designer, blogger and SEO expert. For enquiry, send me an email here at

Leave a Reply

Your email address will not be published. Required fields are marked *

error: Content is protected !!
Share This