Cay Credit Loan app – is Caycredit legit? Apply

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Cay Credit Loan offers instant personal cash loans in Nigeria, providing a safe and reliable online personal credit loan service.

In this comprehensive blog post, we will discuss CayCredit Loan’s eligibility requirements, loan products, and application process, as well as their commitment to data security.


To be eligible for a Cay Credit Loan, applicants must:

  1. Have a personal bank account
  2. Be 20 years old and above
  3. Be Nigerian citizens
  4. Have a regular income

Cay Credit interest rate

Cay Credit offers loans with the following interest rates and terms:

Loan amounts range from ₦5,000 to ₦500,000

Loan periods span from 91 to 365 days

Annual Percentage Rate (APR) varies from 6% to 35%, with interest calculated daily

Service charges depend on credit and generally range between 0% and 10%


For a ₦30,000 loan with a 180-day loan period and a 24% annual interest rate:

  • Interest: ₦30,000 * 24% / 365 * 180 = ₦3,550
  • Service charge: ₦30,000 * 1% = ₦300
  • Total repayment amount: ₦30,000 + ₦3,550 + ₦300 = ₦34,150

How to Apply

Applying for a Cay Credit Loan is simple and can be done in three easy steps:

  1. Register an account
  2. Get approval
  3. Receive disbursement directly to your bank account

Repay your loans on time or complete “Increase Limit” tasks to build your credit limit and reduce your interest rate.

Caycredit app download

You can download Caycredit loan app from the Google play store. Search for cay credit and click on install. After installing, you can register and request for a quick loan.

Cay Credit app is committed to protecting your data. All information is encrypted and transmitted over a secure connection. They promise never to share customer information with anyone without consent.

Is Caycredit legit?

Caycredit loan app is on the Google play store. It has offered loans to many Nigerians and the app had been downloaded over 100,000 times, over 2,000 reviews with 4.1 star ratings. The app looks safe and legit. However ensure you double check interest rate and terms before proceeding to take their loans.

Cay Credit Customer Care

Cay Credit is always eager to hear from its customers. If you have any questions or feedback, please contact them:

  • Customer Service Email:
  • WhatsApp: +234 7055487723


Cay Credit Loan offers an easy and reliable personal cash loan service for Nigerians.

With competitive interest rates, a simple application process, and a strong commitment to data security, Cay Credit Loan is an ideal choice for those seeking a trustworthy and convenient loan provider.

If you meet the eligibility requirements, consider applying for a loan with Cay Credit to meet your financial needs.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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