Is Cash Express Loan Legit? Review, Requirements & Contact

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Discover the benefits of CashExpress, an instant line of credit loan provider in Nigeria, and learn how to access a hassle-free borrowing experience with their user-friendly app.

1. CashExpress Loans: Why Choose Them?

CashExpress offers a unique, paperless personal loan experience for Nigerians, providing convenience and ease of access to funds. Here are some reasons why choosing CashExpress is a smart move:

  • No salary slip, bank statement, or credit score needed
  • Double your loan limits by repaying on time
  • Simple online application process
  • Loan funds sent directly to your bank account
  • Only BVN verification documents required

2. Loan Details: Amount, APR, and Tenure

Cash Express offers loan amounts ranging from NGN 9,000 to NGN 200,000, with Annual Percentage Rates (APRs) between 18% and 65%. The tenure of the loans varies from 91 days to 365 days. Here’s an example to help illustrate the repayment process:

For a NGN 20,000 loan borrowed for 180 days at an APR of 18%, a user would pay:

Interest = 20,000 * 18% / 365 * 180 = 1,775.34 NGN

The total amount to be repaid would be 20,000 + 1,775.34 = 21,775.34 NGN.

3. How to Apply for a CashExpress Loan

Applying for a CashExpress loan is easy and straightforward. Follow these steps:

  1. Download the CashExpress app and complete a quick, paperless form within the app.
  2. Receive your loan limit in seconds.
  3. Withdraw your loan directly to your bank account.

4. Privacy and Permissions

CashExpress values your privacy and takes it very seriously. When you download the app, Cash Express will request access to certain information, such as your SMS history, to verify your identity and creditworthiness.

Your personal information will never be shared without your direct permission. For more details on your rights and options as a CashExpress user, read their app privacy policy.

5. Contact Information

If you have any questions or need assistance, you can reach CashExpress through the following channels:

  • Email:
  • Office Address: 17 Soyinka Street, Fadeyi, Yaba, Lagos

6. Frequently Asked Questions (FAQs) about CashExpress Loans

To further assist you in understanding CashExpress loans, we have compiled a list of frequently asked questions and their answers:

6.1. Can I apply for a CashExpress loan without a credit score?

Yes, one of the benefits of Cash Express loans is that you do not need a credit score to apply. The company uses alternative methods, such as BVN verification, to assess your eligibility for a loan.

6.2. How quickly can I receive funds from a CashExpress loan?

Once you have completed the application process and your loan has been approved, you can expect to receive the funds in your bank account within a short period. Typically, this process is relatively fast, taking only a few minutes to a few hours.

6.3. Can I repay my loan early?

Yes, you can repay your CashExpress loan early without any penalties. In fact, repaying your loan on time or earlier can help you increase your loan limits for future borrowing.

6.4. Can I apply for multiple loans at once?

CashExpress recommends applying for one loan at a time and repaying it before applying for another. This approach helps you maintain a healthy credit profile and may increase your loan limits for future borrowing.

6.5. Are there any hidden fees associated with CashExpress loans?

CashExpress is transparent about its fees and charges, which are clearly outlined in the loan agreement. There are no hidden fees associated with their loans. However, it is essential to read the terms and conditions carefully to understand any applicable charges and fees.

7. Closing Thoughts

CashExpress is revolutionizing personal loans in Nigeria by providing a fast, convenient, and paperless experience.

With no credit score or salary slip requirements, Cash Express loans are an excellent option for those seeking short-term financial assistance.

Remember to borrow responsibly and repay your loans on time to maintain a healthy credit profile and increase your loan limits for future borrowing.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. See people am not primary school student,am An Anatomy and Histologist,I read Law and Medicine! In your terms of disbursement under Revised terms did you show me the amount needed for loan and the interest rate to pay?.Stop that and what time did I requested for your loan? and what time do disbursed the loan to my account?stop it I don’t need your loan, don’t send back that money again.

  2. Please what is this you are doing into my account? Is this how you disbursed loan to people without those people making options on the kind of amount and the interest rate? please don’t allow me say something wrong to your service, give to people that need such money to them please.So you want me to pay you interest 5000-5777 in one week,if it was you will you pay someone like that? I have 5000 for you, will you pay me that interest? You and your company are sick, please I don’t need your loan, send me your account to return your 5000 for you,or you will regrets your greedy lendering business, your are a very funny Man you want to make money by all means,stop it .

  3. Pls I am not happy with u give I didn’t ask of 6200 I ask 4 100,000 an u give me 6 with out me saying yes I want it

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