Kmimk Loan Application, Review, app download, website

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The Kmimk Loan Application is available for download. Through their app and website the company provides instant loans for individuals who needs easy credit to settle some bills.

Obtaining loan from kmimk loan app is straightforward. You only need your smartphone and you’re good to go. Additionally, neither a guarantor nor collateral is required.

How to apply for kmimk loan

The first step in acquiring a kmimk loan is to download the their application.

Open it and sign in using your real name, BVN, and other information.

You will be required to add your ATM card, which may incur a fee of 30 naira. Perform this and then continue

You will then be signed in to your dashboard after registration.

Locate and click on the loan in your dashboard.

You will also see the maximum loan amount for which you qualify.

Simply click on it, make a loan request and wait for approval.

How much can you borrow from kmimk loan app?

In a single transaction, the kmimk loan application may give you up to N100,000 without collateral or a guarantor.

You may not be able to borrow this much as a first-time borrower, but as you continue to borrow and repay, the amount you can borrow will increase.

Kmimk Loan App requirements

Similar to other loan applications, kmimk has a number of requirements you must meet in order to qualify for a loan.

  • You must be a citizen or residence of Nigeria
  • Have a bank account
  • Active BVN
  • A good credit history
  • Minimum of 18 years and above
  • Regular source of income

Downloading the kmimk app requires a smartphone.

Kmimk interest rate

The kmimk interest rate on loans is between 5% and 15%, depending on the amount borrowed and the length of the loan. The repayment time spans between seven days and three months. as well as the amount of the loan obtained.

How do I repay my kmimk loan?

You can make repayment for the loan with a debit card through their website or by contacting kmimk and requesting for their account numbers.

When making a payment using kmimk account number, ensure that it is the correct account number to avoid any potential problems.

After making a payment, the amount will be displayed on your dashboard.

If it does not, you must make contact with them.

What if you don’t pay back?

If you fail to pay, you will be penalised with late fee, or if you opt not to pay it back in full, your name could be reported to credit bureaus as delinquent, preventing you from obtaining loans in Nigeria until you have fully repay your loan.

The ideal solution is to pay off the debt prior to the deadline so as to avoid unnecessary issues with kmimk.

Is kmimk Loan Application legit?

Kmimk Loan is real and provides loans to individuals who want them, however they are not authorised by CBN or any Nigerian financial organizations.

You should only use kmimk Loan if you’re fully understand their terms and conditions.


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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. I need up to #6000, do business of buying and selling of granite stone and supply to the construction sites and selling of iron rods etc. I want the money to be disbursed in to my GTBANK account .Ipromise to pay back the money and the interest promptly.

  2. What you published is that you are giving a job online that can pay between 10k-20k. How far?

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