How to apply for a Student Loan Trust Fund (SLTF) in Ghana

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The Student Loan Trust Fund (SLTF) is one of the several financial empowerment program created to give loans to Ghanaian students enrolled in postsecondary institutions.

If you are a citizen of Ghana, you will discover in this post how to apply for this government loan.

Education is a crucial component of a child’s childhood that helps to determine their future. Despite the significance of quality education, not everyone can afford one.

As a result, the government and other organizations have collaborated to establish programmes that can grant student loans to people who cannot afford to pay for their education.

In accordance with Act 106, the Trustee Incorporation Act of 1962, STLF was established in December 2005.

This programme is governed primarily by a Board of Trustees, which is comprised of notable individuals with significant backgrounds.

The primary purpose of the Trust Fund is to offer financial resources to needy students. Fundamentally, they cater to students by offering loans for their postsecondary education.

In essence, the SLTF offers loan services to students who wish to attend a Ghanaian higher institution but are unable to pay the tuition.

This loan will cover your expenses for a certain session, and it must be repaid upon maturity. You have a two-year grace period before the loan you borrowed must be repaid.

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How to apply for Student Loan Trust Fund

Follow the steps below to apply for a loan using the SLTF portal.

First, download the application from the App Store or Google Play.

Next, launch the application and create an account by filling out the registration form with your basic information.

You may then apply for a student loan after successfully completing this step. However, you must satisfy certain criteria for your loan application to be approved.

Alternately, you may visit their website,, register an account, and then adhere to the instructions you will get.

SLTF Requirements

Before applying for the loan, you need ensure that you meet all of the following criteria:

1. You must be a citizen of Ghana, and a recognised Ghanaian university must have accepted you.

It is mandatory to possess a valid Ghana Card Number. This number is available at no cost from all authorised GRA offices.

3. You must be pursuing a postsecondary degree or diploma, such as a bachelor’s or associate’s. Also required are a letter of admission or a Student ID card.

A valid email address, an active phone number, and an E-zwich Card.

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How can I get the Student Loan Trust Fund mobile app?

Follow the steps below to easily download the app and acquire a loan:

Launch the Google Play Store on your Android device. However, if your mobile device is an iOS device, launch the App Store.

2. Search for the app “SLTF”

Download the application and create an account so that you may easily apply for a loan.

Sltf contact

The address is Hse # 47,3rd Crescent, Asylum Down, Accra.

The email address is

Telephone: +233 (0)302 231 886 and +233 (0) 302231873

The site is


The Student Loan Trust Fund (SLTF) is merely a vehicle through which you can borrow money to pay for your college expenses.

You only need to apply for a student loan via their portal and wait for it to be accepted.

For the platform to grant loans, you must meet certain standards. Simply download their app from the Google Play Store or the App Store to gain convenient access to their loan.

Using this platform, you can acquire a complete loan that is suited to your particular circumstances. Essentially, it enables you to compare loans from several African lenders, ensuring that you don’t miss out on the finest deal.


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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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