Apex Lending Loan App, Requirements, is it Legit?

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Apex Lending is your go-to loan app when you’re in need of quick and convenient financial assistance. Whether you’re facing an emergency or just require some extra cash for personal expenses, Apex Lending has got you covered.

In this comprehensive guide, we’ll delve into the various aspects of Apex Lending loans, from interest rates to application procedures and even its legitimacy.

Apex Lending Loan Interest Rates

Here’s a breakdown of Apex Lending’s interest rates:

  • Loans range from ₦10,000 to ₦500,000.
  • Tenure: 91–180 days.
  • Annual Percentage Rate (APR): 10% – 35%.

For instance, if you borrow ₦100,000 for 365 days with an interest rate of 20%, your total interest would amount to ₦20,000, resulting in a repayment amount of ₦120,000.

Apex Loan Requirements

To be eligible for a loan from Apex Lending, you must meet certain criteria. If you’re a Nigerian resident, here are the requirements:

  • Age: You must be between 18 and 65 years old.
  • BVN (Bank Verification Number): This is a crucial part of the application process, as it helps verify your identity.
  • Source of Income: You need to demonstrate a reliable source of income.
  • Bank Account: You’ll need an active bank account for loan disbursement.

How to Apply

Applying for a loan with Apex Lending is a straightforward process. Here’s how you can do it:

Download the App: Start by downloading the Apex Lending app from a reputable app store. Beware of unofficial app stores to protect your data and security.

Create an Account: After installation, create an account within the app.

Provide Personal Information: Fill in the required personal information and complete the loan application form.

Wait for Approval: Once your application is submitted, wait for approval. Apex Lending prides itself on fast processing times, so you’ll receive a quick response.

Receive Your Loan: If approved, your loan will be disbursed directly to your bank account.

Remember to borrow responsibly and only take out loans that you can comfortably repay.

Apex Lending App Download

When downloading the Apex Lending app, it’s crucial to do so from official app stores like Google Play Store or Apple App Store. Downloading from unofficial sources can expose your device to security risks. Always prioritize your online safety.

How to Contact Apex Lending Customer Care

If you have questions, concerns, or need assistance, Apex Lending’s customer care is available to help. You can reach them through the following channels:

Customer Service Email: Send your inquiries to apexlendinghelp@outlook.com.

Business Hours: Customer service is available from 9:00 a.m. to 5:00 p.m. on weekdays, excluding holidays.

Office Address: Visit the Apex Lending office at 78 Ogunnusi Road, Ojodu Berger, Lagos State. However, it’s advisable to contact customer care within the Apex Lending app for the most convenient assistance.

Is Apex Lending Legit?

Apex Lending app is available on Google play store and has over 100,000 downloads, 1000 reviews with 4.0 star ratings. This suggests that they are legit.

The company assures its customers that they take data privacy and security seriously.

They adhere to all relevant data protection laws and implement robust security measures to safeguard customer information.

However, it’s essential to remember that companies can change over time, so always exercise caution and make informed decisions when dealing with any financial institution.


In conclusion, Apex Lending offers a convenient solution for those in need of personal loans in Nigeria.

By following the guidelines outlined in this article, you can confidently apply for a loan through their app, ensuring you meet the requirements, download the app from a trusted source, and reach out to their customer care when needed.

Always stay vigilant and informed about the terms and conditions of your loan, and borrow responsibly.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.


  1. Hi Femi,
    How can you rate Appex Lending App as legit when they are duping Nigerians. I saw their advertisement on YouTube where they offered N500k at 0.09 interest per day for 180 days tenure.

    I applied and in a couple of minutes I got a notification of the approval of my application and before I could say ‘Jack Robinson’ I got an alert of N26,325 to pay back N37,557 in 6 days time.

    Mehhn! What a ridiculously low amount? As if I needed money to go to Crunches fast food joint; and what with the ridiculously very high interest?

    I sought to send the money back to them immediately because I don’t need it but no way. Their app is set to the repayment amount of N37,557 (I e 43%) as a default.

    I have contacted their support requesting for them to set their app to allow me send the money back to them today because this thing happened today, or give me account details with which to send them back their money immediately.

    I am still waiting for them. I’ve even agreed to pay them the interest for today at the 0.09 per day but if they don’t respond, I will not pay anything beyond that.

    I don’t think they are legit when they will promise you a different amount and a different duration period only to give you anything they like when they have gotten you hooked up to their app.

  2. A staff of yours named jenny shared with my contacts my dealings with you despite promising to pay 20th of September even though it has over due.

    Please give me reason why I should pay after disgracing me in front of my contacts

  3. Good day I just applied for a loan and the loan, was 19900,dat was the loan dey said am to collect to play back 22,600 for one week, only for Dem to send me 12,935,so I don’t know what is going on,can someone please explaine to me what is going on.

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