Access Bank Codes for Transfer, to Check Balance & More

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This post contains everything you need to know about Access Bank Codes for Transfer, to Check Balance & do much More

The Access Bank USSD reduces the time spent waiting in bank lines and transforms the process of paying bills, purchasing airtime, opening an account, transferring funds, buying data, checking account balance, and crediting merchants.

In this article, we will delve into the Access bank code, the various ways you can utilize the USSD, and share other Access Bank USSD codes and transactions that you can use.


To use the Access Bank transfer code, you need to have a 4-digit security pin to authorize your transactions. This requires you to register for the Access Bank USSD code.

If you haven’t got your security pin already, you need to set up a secure 4-digit transfer pin to start using the Access Bank transfer code.

Read this: How to borrow money from access Bank without collateral

The following are the requirements for creating your Access Bank codes transfer pin: active Access Bank account, your ATM card and phone number linked to your Access Bank account.

Once you have gathered the necessary requirements, you can easily set up your 4-digit pin by entering your account number and following the prompts on your screen. Now, you can proceed with activating your Access Bank transfer code.

Register and activate Access Bank transfer code:

To activate your Access Bank transfer code:

  1. Dial *901# on your mobile phone using the number linked to your Access Bank account
  2. Select “transfer” option
  3. Enter the last 6 digits of your debit card number (if you don’t have an active debit card, you’ll be asked to enter your date of birth)
  4. Enter your 10-digit account number
  5. Input your four-digit secure transfer PIN to confirm your registration for the USSD service
  6. After confirming your pin, you can start using the Access Bank USSD services.

To check account Balance

The account balance ussd code can be used to check your Access Bank Account balance:

To check your access bank account balance on your phone, dial *901*5# and enter the four-digit security code.

After a moments, your balance will be displayed on the screen or sent to you via SMS by the bank.

The balance enquiry fee is accompanied by a service charge of 10 Naira.

To check account number

When you forget your account number, you can use the access bank codes to check account number

Follow these steps to verify your account number:

  1. Dial the access bank transfer code from your mobile phone number linked to your Access Bank account.
  2. Enter option 4 which is ‘additional service’
    Enter option 4 again (Enquiry services)
  3. Select option 3.
  4. On your screen, you will see a prompt to enter the last six digits of your ATM card number.
  5. Now, enter the last six digits of your ATM card number and click the Send button.
  6. Your account number will appear on the screen.
  7. You can write it down or save it somewhere so you can remember it later or find it easily if you forget.

All Access Bank codes

Here’s a list of all access bank codes that you can use for your banking transactions as a customer

Access bank Ussd Codes

What they do


Airtime for yourself


Transfer Airtime for other person


Account Opening


Request for Loan


Buy data plan


Transfer code to check balance 

*901*1*Amt*Account No# 

code to transfer money from your access bank account to another Access Bank account

*901*2*Amt*Acc Number# 

Ussd code to transfer to Other Banks


Bill and utility Payment


ussd code to generate OTP


To stop your phone number from being used for access bank USSD service

How to Reset USSD PIN

If your access bank ussd is not working, you can use the USSD service to reset your pin.

To change your Access Bank USSD pin, follow these steps:

To reset the PIN, enter *901# and press 4.
You may be asked to enter your old 4-digit pin.
After that, you can insert the new pin.

Deactivating USSD Code

There are numerous reasons why you may need to deactivate your code in order to make a transfer on Access Bank.

In the event that your phone is stolen or misplaced, your pin is compromised, or you no longer require the USSD service, the Access Bank USSD deactivation code may be useful.

Deactivation secures your ussd transfer code for access bank and ensures that this code to transfer for access bank does not fall into the hands of the wrong people.

To deactivate your  code, follow these steps:

On your mobile phone, enter *901*911#.
Enter the phone number associated with the account you want to blacklist.
Your USSD profile will be deactivated automatically.

You have now successfully deactivated your access bank code for money transfers. Until you reactivate the access bank code, no one can use it for fund transfers.


You can save a lot of time and stress by using the ussd code. You will never have to go to the bank again.

Simply dial the access bank codes for money transfer as well as other known access bank transfer codes that we discussed earlier in this article.

All rights reserved. Do not copy, rewrite or republish this content, in part or in whole, without proper credit to the source.

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About the Author: Femi Olawole

Femi Olawole is a seasoned blogger with interest on providing helpful Contents on online loan apps, Tech and Business.

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